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Profitability · New York

US Banks with Highest Return on Assets (ROA) in New York

Ranked among banks headquartered in New York. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Assets (ROA): DEUTSCHE BANK TRUST COMPANY, NATIONAL ASSOCIATION — 7.69% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 111 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Deutsche Bank Trust Company, N.A. New York , NY 7.69% $165.8M
2 Bank of Utica Utica , NY 3.04% $1.45B
3 Bessemer Trust Company, N.A. New York , NY 2.77% $5.41B
4 Bank of Millbrook Millbrook , NY 2.41% $322.4M
5 Esquire Bank, N.A. Jericho , NY 2.37% $2.41B
6 First Federal Savings of Middletown Middletown , NY 2.08% $185.9M
7 Northeast Community Bank White Plains , NY 2.06% $2.02B
8 Wsb Municipal Bank Watertown , NY 1.98% $158.0M
9 Depository Trust Company, the Brooklyn , NY 1.97% $7.96B
10 Jeff Bank Jeffersonville , NY 1.92% $671.9M
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11 Amerasia Bank Flushing , NY 1.88% $1.03B
12 Watertown Savings Bank Watertown , NY 1.87% $970.2M
13 First National Bank of Dryden, the Dryden , NY 1.81% $211.2M
14 Orange Bank & Trust Company Middletown , NY 1.71% $2.70B
15 Metropolitan Commercial Bank New York , NY 1.52% $8.84B
16 Bank of New York Mellon, the New York , NY 1.49% $467.35B
17 Spring Bank Bronx , NY 1.43% $646.9M
18 Five Star Bank Rochester , NY 1.43% $6.26B
19 Chemung Canal Trust Company Elmira , NY 1.41% $2.75B
20 Bank of Greene County, the Catskill , NY 1.41% $3.18B
21 Grasshopper Bank, N.A. New York , NY 1.39% $1.53B
22 Genesee Regional Bank Rochester , NY 1.34% $1.31B
23 Tompkins Community Bank Ithaca , NY 1.33% $8.70B
24 Canandaigua National Bank and Trust Company, the Canandaigua , NY 1.33% $5.46B
25 Greene County Commercial Bank Catskill , NY 1.28% $1.41B
26 Tioga State Bank, N.A. Spencer , NY 1.28% $639.7M
27 First National Bank of Groton, the Groton , NY 1.28% $212.5M
28 Manufacturers and Traders Trust Company Buffalo , NY 1.27% $214.20B
29 Mizuho Bank (usa) New York , NY 1.26% $4.05B
30 North Country Savings Bank, the Canton , NY 1.23% $366.0M
31 Arrow Bank N.A. Glens Falls , NY 1.23% $4.50B
32 Bank of Holland Holland , NY 1.22% $256.1M
33 Nbt Bank, N.A. Norwich , NY 1.19% $16.09B
34 Interaudi Bank New York , NY 1.17% $2.66B
35 Amalgamated Bank New York , NY 1.17% $9.17B
36 Morgan Stanley Private Bank, N.A. Purchase , NY 1.15% $241.39B
37 Community Bank, N.A. Canton , NY 1.15% $17.43B
38 Ponce Bank, N.A. Bronx , NY 1.15% $3.29B
39 Goldman Sachs Bank USA New York , NY 1.10% $751.78B
40 Walden Savings Bank Montgomery , NY 1.09% $977.3M
41 Maspeth Federal Savings and Loan Association Maspeth , NY 1.08% $2.23B
42 Lake Shore Bank Dunkirk , NY 1.07% $721.5M
43 Trustco Bank Glenville , NY 1.02% $6.51B
44 Lyons National Bank, the Lyons , NY 1.02% $2.11B
45 Putnam County National Bank of Carmel, the Carmel , NY 1.02% $172.9M
46 First Central Savings Bank Glen Cove , NY 1.02% $960.1M
47 Pioneer Bank, N.A. Albany , NY 1.01% $2.21B
48 Northfield Bank Staten Island , NY 1.00% $5.74B
49 Massena Savings and Loan Massena , NY 1.00% $200.6M
50 Dime Commercial Bank Bridgehampton , NY 0.98% $14.99B
51 Popular Bank New York , NY 0.98% $14.95B
52 Alden State Bank Alden , NY 0.97% $452.4M
53 Habib American Bank New York , NY 0.97% $2.98B
54 Safra National Bank of New York New York , NY 0.94% $12.15B
55 American Community Bank Glen Cove , NY 0.93% $324.8M
56 Pathfinder Bank Oswego , NY 0.92% $1.41B
57 Deutsche Bank Trust Company Americas New York , NY 0.89% $39.74B
58 Empire State Bank Staten Island , NY 0.86% $643.9M
59 Carthage Savings and Loan, N.A. Carthage , NY 0.84% $308.1M
60 Champlain National Bank Elizabethtown , NY 0.79% $500.2M
61 Rhinebeck Bank Rhinebeck , NY 0.78% $1.28B
62 Adirondack Trust Company, the Saratoga Springs , NY 0.78% $1.76B
63 Delaware National Bank of Delhi, the Delhi , NY 0.76% $407.6M
64 Evans Bank, National Association Angola , NY 0.75% $2.18B
65 Israel Discount Bank of New York New York , NY 0.73% $13.99B
66 First National Bank of Scotia Scotia , NY 0.73% $706.5M
67 Cattaraugus County Bank Little Valley , NY 0.73% $379.0M
68 Fulton Savings Bank Fulton , NY 0.72% $493.0M
69 Wallkill Valley Federal Savings and Loan Association Wallkill , NY 0.68% $475.7M
70 Maple City Savings Bank, FSB Hornell , NY 0.68% $123.1M
71 Solvay Bank Solvay , NY 0.64% $1.19B
72 Alma Bank Astoria , NY 0.63% $1.55B
73 Gouverneur Savings and Loan Association Gouverneur , NY 0.61% $198.5M
74 Ulster Savings Bank Kingston , NY 0.59% $1.37B
75 Bank of Richmondville Cobleskill , NY 0.59% $192.9M
76 Shinhan Bank America New York , NY 0.57% $1.97B
77 Alpine Capital Bank New York , NY 0.56% $224.8M
78 PCSB Bank Brewster , NY 0.55% $2.10B
79 Flushing Savings Bank, FSB Flushing , NY 0.53% $8.86B
80 Cayuga Lake National Bank Union Springs , NY 0.52% $281.1M
81 Industrial and Commercial Bank of China (usa), N.A. New York , NY 0.51% $2.86B
82 Ridgewood Savings Bank Ridgewood , NY 0.51% $7.54B
83 Hanover Community Bank Garden City Park , NY 0.43% $2.37B
84 Newbank Flushing , NY 0.43% $614.3M
85 Cross County Savings Bank Middle Village , NY 0.41% $538.2M
86 The First National Bank of Long Island Glen Head , NY 0.38% $4.08B
87 Berkshire Bank, the New York , NY 0.38% $542.3M
88 Woori America Bank New York , NY 0.38% $4.04B
89 Savannah Bank, N.A. Savannah , NY 0.37% $192.6M
90 Eastbank, N.A. New York , NY 0.36% $145.8M
91 Quontic Bank Astoria , NY 0.36% $852.8M
92 Geddes Federal Savings and Loan Association Syracuse , NY 0.32% $669.5M
93 Sawyer Savings Bank Saugerties , NY 0.30% $278.8M
94 Apple Bank New York , NY 0.27% $19.23B
95 Abacus Federal Savings Bank New York , NY 0.24% $319.3M
96 Global Bank New York , NY 0.23% $279.6M
97 Adirondack Bank Utica , NY 0.19% $1.01B
98 Ballston Spa National Bank Ballston Spa , NY 0.19% $941.6M
99 Rondout Savings Bank Kingston , NY 0.15% $510.4M
100 Seneca Savings Bank, N.A. Baldwinsville , NY 0.10% $315.9M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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