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Profitability · Kansas

US Banks with Highest Return on Assets (ROA) in Kansas

Ranked among banks headquartered in Kansas. Re-ranked 1-100 within the state from the same national ranking population.

#1 Return on Assets (ROA): PEOPLES BANK, THE — 3.58% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 146 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Peoples Bank, the Pratt , KS 3.58% $548.1M
2 First Federal Savings and Loan Bank Olathe , KS 3.44% $109.8M
3 Farmers Bank & Trust Great Bend , KS 2.85% $1.05B
4 Stockgrowers State Bank, the Maple Hill , KS 2.85% $124.7M
5 First Bank Kansas Salina , KS 2.72% $614.3M
6 Great American Bank Lawrence , KS 2.67% $504.4M
7 Bank, the Oberlin , KS 2.45% $620.0M
8 Fidelity State Bank and Trust Company, the Dodge City , KS 2.40% $199.6M
9 Bennington State Bank, the Salina , KS 2.40% $1.25B
10 Western State Bank Garden City , KS 2.39% $824.8M
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11 Bank of the Plains Plains , KS 2.31% $445.9M
12 Community Bank Topeka , KS 2.29% $181.2M
13 Farmers State Bank of Aliceville, Kansas, the Westphalia , KS 2.20% $179.2M
14 Home Bank and Trust Company Eureka , KS 2.17% $180.6M
15 Citizens State Bank, the Marysville , KS 2.17% $436.1M
16 Solomon State Bank Solomon , KS 2.12% $181.5M
17 First National Bank in Cimarron Cimarron , KS 2.11% $145.8M
18 Citizens State Bank, the Gridley , KS 2.02% $336.8M
19 Citizens State Bank and Trust Company Hiawatha , KS 1.99% $106.0M
20 Patriots Bank Garnett , KS 1.97% $270.6M
21 Grant County Bank Ulysses , KS 1.93% $306.3M
22 Lyndon State Bank, the Lyndon , KS 1.91% $111.4M
23 Heritage Bank Topeka , KS 1.90% $335.8M
24 Ks Statebank Manhattan , KS 1.89% $2.59B
25 Kaw Valley State Bank and Trust Company, of Wamego, Kansas, the Wamego , KS 1.88% $295.0M
26 Bank of Tescott, the Tescott , KS 1.81% $642.3M
27 First National Bank of Scott City, the Scott City , KS 1.80% $172.9M
28 Fusion Bank Larned , KS 1.79% $233.6M
29 Armed Forces Bank, N.A. Fort Leavenworth , KS 1.78% $1.44B
30 First State Bank, the Norton , KS 1.77% $498.5M
31 First National Bank and Trust Phillipsburg , KS 1.77% $319.3M
32 Garden Plain State Bank Wichita , KS 1.75% $186.4M
33 Farmers & Merchants Bank of Colby Colby , KS 1.75% $637.1M
34 Citizens State Bank, the Moundridge , KS 1.73% $452.7M
35 Vintage Bank Kansas Leon , KS 1.72% $273.9M
36 Bison State Bank Bison , KS 1.72% $143.4M
37 Nbkc Bank Leawood , KS 1.71% $1.23B
38 First Kansas Bank Hoisington , KS 1.70% $291.2M
39 Denison State Bank, the Holton , KS 1.70% $468.3M
40 Community First National Bank Manhattan , KS 1.69% $367.0M
41 First National Bank of Louisburg, the Louisburg , KS 1.69% $195.6M
42 Lyon County State Bank, the Emporia , KS 1.68% $210.8M
43 Cornerstone Bank Overland Park , KS 1.65% $477.4M
44 Exchange Bank & Trust Atchison , KS 1.63% $627.4M
45 Fidelity State Bank and Trust Company Topeka , KS 1.63% $147.7M
46 Bendena State Bank Bendena , KS 1.63% $132.2M
47 Mutual Savings Association Leavenworth , KS 1.62% $396.9M
48 Tricentury Bank De Soto , KS 1.61% $212.6M
49 Riley State Bank of Riley Kansas, the Riley , KS 1.61% $130.3M
50 First Commerce Bank Marysville , KS 1.60% $140.2M
51 Stockgrowers State Bank Ashland , KS 1.59% $219.1M
52 Esb Financial Emporia , KS 1.59% $392.7M
53 Mid-america Bank Baldwin City , KS 1.58% $566.8M
54 State Bank of Bern Bern , KS 1.58% $126.4M
55 First Option Bank Osawatomie , KS 1.55% $786.4M
56 State Bank of Downs Downs , KS 1.53% $153.6M
57 Bank of the Flint Hills Wamego , KS 1.53% $523.1M
58 Farmers National Bank Phillipsburg , KS 1.53% $176.1M
59 Exchange State Bank Saint Paul , KS 1.52% $104.8M
60 Union State Bank of Everest, the Everest , KS 1.51% $431.0M
61 Bank of Hays Hays , KS 1.51% $368.9M
62 Goppert State Service Bank Garnett , KS 1.51% $342.7M
63 Emprise Bank Wichita , KS 1.51% $2.77B
64 Bank of Protection, the Protection , KS 1.50% $150.2M
65 Centera Bank Sublette , KS 1.50% $328.3M
66 Community National Bank Seneca , KS 1.48% $903.9M
67 Citizens State Bank and Trust CO., Ellsworth, Kansas Ellsworth , KS 1.48% $275.2M
68 Corefirst Bank & Trust Topeka , KS 1.47% $1.32B
69 United Bank & Trust Marysville , KS 1.46% $905.4M
70 Halstead Bank, the Halstead , KS 1.44% $211.0M
71 First Heritage Bank Centralia , KS 1.43% $300.4M
72 Silver Lake Bank Topeka , KS 1.40% $534.3M
73 Bank of Prairie Village Prairie Village , KS 1.39% $164.9M
74 Security State Bank Scott City , KS 1.39% $1.01B
75 Firstoak Bank Independence , KS 1.38% $245.3M
76 Farmers and Drovers Bank Council Grove , KS 1.37% $223.5M
77 Kaw Valley Bank Topeka , KS 1.37% $344.5M
78 First National Bank of Hutchinson, the Hutchinson , KS 1.37% $1.23B
79 Impact Bank Wellington , KS 1.37% $171.0M
80 Security Bank of Kansas City Kansas City , KS 1.34% $3.82B
81 Solutions North Bank Stockton , KS 1.33% $485.4M
82 Gnbank, N.A. Dba Gnbank, N.A. Girard , KS 1.33% $1.07B
83 Landmark National Bank Manhattan , KS 1.32% $1.60B
84 Bank of Commerce Chanute , KS 1.31% $500.7M
85 Farmers State Bank of Oakley, Kansas, the Oakley , KS 1.31% $389.1M
86 Central National Bank Junction City , KS 1.31% $1.38B
87 Farmers State Bank, the Mcpherson , KS 1.31% $174.6M
88 Kansas State Bank Ottawa , KS 1.30% $199.9M
89 First National Bank in Fredonia Fredonia , KS 1.29% $101.3M
90 Intrust Bank, N.A. Wichita , KS 1.27% $6.78B
91 Peoples Bank and Trust Company Mcpherson , KS 1.26% $1.60B
92 Guaranty State Bank and Trust Company Beloit , KS 1.26% $386.5M
93 First State Bank of Healy, the Healy , KS 1.23% $113.2M
94 Southwind Bank Natoma , KS 1.22% $182.9M
95 Carson Bank Mulvane , KS 1.22% $213.4M
96 FNB Bank Goodland , KS 1.20% $286.6M
97 Legacy Bank Colwich , KS 1.19% $860.8M
98 Union State Bank Arkansas City , KS 1.17% $661.9M
99 Farmers Bank & Trust Atwood , KS 1.17% $158.1M
100 American Bank of Baxter Springs Baxter Springs , KS 1.15% $187.2M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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