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Profitability · Arizona

US Banks with Highest Return on Assets (ROA) in Arizona

Ranked among banks headquartered in Arizona. Re-ranked 1-13 within the state from the same national ranking population.

#1 Return on Assets (ROA): 1ST BANK YUMA — 1.65% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 13 banks with reported data Showing: Top 13 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 1st Bank Yuma Yuma , AZ 1.65% $553.4M
2 Republic Bank of Arizona Phoenix , AZ 1.60% $284.2M
3 Gateway Commercial Bank Mesa , AZ 1.43% $246.6M
4 Bnc National Bank Glendale , AZ 1.03% $1.06B
5 Southwest Heritage Bank Scottsdale , AZ 0.85% $915.2M
6 Usaa Federal Savings Bank Phoenix , AZ 0.85% $109.67B
7 Western Alliance Bank Phoenix , AZ 0.73% $98.77B
8 Mission Bank Kingman , AZ 0.60% $182.2M
9 Goldwater Bank, N.A. Phoenix , AZ 0.25% $525.1M
10 Scottsdale Community Bank Scottsdale , AZ 0.21% $117.2M
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11 Zenith Bank & Trust Scottsdale , AZ 0.11% $122.6M
12 Gainey Business Bank Scottsdale , AZ -0.63% $102.8M
13 Integro Bank Phoenix , AZ -1.01% $188.6M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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