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Capital · Arizona

US Banks with Highest CET1 Capital Ratio in Arizona

Ranked among banks headquartered in Arizona. Re-ranked 1-8 within the state from the same national ranking population.

#1 CET1 Capital Ratio: ZENITH BANK & TRUST — 34.54% . The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

Ranked: 8 banks with reported data Showing: Top 8 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Zenith Bank & Trust Scottsdale , AZ 34.54% $122.6M
2 1st Bank Yuma Yuma , AZ 20.11% $553.4M
3 Mission Bank Kingman , AZ 19.06% $182.2M
4 Usaa Federal Savings Bank Phoenix , AZ 16.69% $109.67B
5 Southwest Heritage Bank Scottsdale , AZ 14.71% $915.2M
6 Bnc National Bank Glendale , AZ 14.22% $1.06B
7 Western Alliance Bank Phoenix , AZ 11.61% $98.77B
8 Gainey Business Bank Scottsdale , AZ 8.92% $102.8M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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