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Capital · Arizona

US Banks with Highest Tier 1 Leverage Ratio in Arizona

Ranked among banks headquartered in Arizona. Re-ranked 1-13 within the state from the same national ranking population.

#1 Tier 1 Leverage Ratio: ZENITH BANK & TRUST — 18.75% . The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets — a simpler backstop that prevents banks from gaming the risk-based capital rules.

Ranked: 13 banks with reported data Showing: Top 13 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Zenith Bank & Trust Scottsdale , AZ 18.75% $122.6M
2 Southwest Heritage Bank Scottsdale , AZ 13.16% $915.2M
3 1st Bank Yuma Yuma , AZ 12.29% $553.4M
4 Scottsdale Community Bank Scottsdale , AZ 12.15% $117.2M
5 Republic Bank of Arizona Phoenix , AZ 11.62% $284.2M
6 Gateway Commercial Bank Mesa , AZ 11.53% $246.6M
7 Goldwater Bank, N.A. Phoenix , AZ 11.36% $525.1M
8 Bnc National Bank Glendale , AZ 11.28% $1.06B
9 Integro Bank Phoenix , AZ 10.73% $188.6M
10 Mission Bank Kingman , AZ 9.39% $182.2M
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11 Usaa Federal Savings Bank Phoenix , AZ 9.08% $109.67B
12 Western Alliance Bank Phoenix , AZ 8.12% $98.77B
13 Gainey Business Bank Scottsdale , AZ 7.81% $102.8M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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