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Capital · California

US Banks with Highest CET1 Capital Ratio in California

Ranked among banks headquartered in California. Re-ranked 1-85 within the state from the same national ranking population.

#1 CET1 Capital Ratio: BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION, THE — 328.65% . The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

Ranked: 85 banks with reported data Showing: Top 85 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Bank of New York Mellon Trust Company, N.A., the Los Angeles , CA 328.65% $1.39B
2 Capital Bank and Trust Company Irvine , CA 177.63% $226.4M
3 Blackrock Institutional Trust Company, N.A. San Francisco , CA 138.69% $4.52B
4 El Dorado Savings Bank, F.S.B. Placerville , CA 53.17% $2.47B
5 First Credit Bank West Hollywood , CA 52.65% $504.7M
6 California Pacific Bank Hayward , CA 42.14% $100.9M
7 Bank of America California, N.A. San Francisco , CA 37.26% $15.13B
8 First American Trust, FSB Santa Ana , CA 35.59% $8.32B
9 Hatch Bank San Marcos , CA 30.76% $186.8M
10 First Commercial Bank (U.S.A) Alhambra , CA 29.45% $871.6M
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11 New Omni Bank, N.A. Alhambra , CA 29.39% $515.3M
12 Malaga Bank, FSB Palos Verdes Estates , CA 27.57% $1.44B
13 First Federal Savings and Loan Association of San Rafael San Rafael , CA 24.04% $220.0M
14 Pacific Coast Bankers' Bank Walnut Creek , CA 23.76% $1.08B
15 Column N.A. Chico , CA 23.73% $1.39B
16 Summit Bank Oakland , CA 22.89% $270.2M
17 Royal Business Bank Los Angeles , CA 21.09% $4.19B
18 Commonwealth Business Bank Los Angeles , CA 19.22% $1.99B
19 California Business Bank Irvine , CA 19.21% $122.2M
20 Liberty Bank N.A. Irvine , CA 19.21% $396.5M
21 Provident Savings Bank, F.S.B. Riverside , CA 19.01% $1.22B
22 Exchange Bank Santa Rosa , CA 18.70% $3.27B
23 Community Commerce Bank Claremont , CA 18.46% $413.5M
24 Farmers and Merchants Bank of Long Beach Long Beach , CA 18.23% $11.86B
25 Bank of Stockton Stockton , CA 18.02% $4.83B
26 Commercewest Bank Irvine , CA 17.98% $1.24B
27 First Northern Bank of Dixon Dixon , CA 17.83% $1.92B
28 Pacific Premier Bank, National Association Irvine , CA 17.60% $17.78B
29 Infinity Bank Santa Ana , CA 16.67% $392.9M
30 Mega Bank San Gabriel , CA 16.48% $515.1M
31 Pinnacle Bank Morgan Hill , CA 16.45% $945.8M
32 Bac Community Bank Stockton , CA 16.17% $780.1M
33 Citizens Business Bank, N.A. Ontario , CA 16.06% $15.51B
34 Ffb Bank Fresno , CA 16.02% $1.57B
35 Genesis Bank Newport Beach , CA 15.89% $405.5M
36 C3bank, N.A. Encinitas , CA 15.80% $882.7M
37 Bank of San Francisco San Francisco , CA 15.59% $767.5M
38 Plumas Bank Quincy , CA 15.50% $2.20B
39 State Bank of India (california) Los Angeles , CA 15.42% $1.39B
40 Smbc Manubank Los Angeles , CA 15.42% $7.73B
41 Oak Valley Community Bank Oakdale , CA 15.42% $2.01B
42 Golden Valley Bank Chico , CA 15.41% $577.7M
43 First Foundation Bank Irvine , CA 15.27% $11.34B
44 Westamerica Bank San Rafael , CA 15.13% $5.83B
45 City National Bank Los Angeles , CA 15.06% $99.95B
46 Mechanics Bank Walnut Creek , CA 14.96% $21.40B
47 Redwood Capital Bank Eureka , CA 14.64% $543.4M
48 United Business Bank Walnut Creek , CA 14.54% $2.63B
49 Farmers & Merchants Bank of Central California Lodi , CA 14.40% $5.84B
50 Partners Bank of California Mission Viejo , CA 14.15% $614.5M
51 Hcn Bank Riverside , CA 14.05% $974.1M
52 Cathay Bank Los Angeles , CA 13.91% $24.04B
53 East West Bank Pasadena , CA 13.83% $82.47B
54 Community West Bank Fresno , CA 13.81% $3.70B
55 California Bank of Commerce, N.A. San Diego , CA 13.76% $4.05B
56 Tri Counties Bank Chico , CA 13.75% $9.95B
57 River Valley Community Bank Yuba City , CA 13.72% $764.2M
58 Banc of California Los Angeles , CA 13.50% $34.64B
59 Pcb Bank Los Angeles , CA 13.46% $3.40B
60 Hanmi Bank Los Angeles , CA 13.37% $7.79B
61 West Coast Community Bank Santa Cruz , CA 13.34% $2.90B
62 Community Bank of Santa Maria Santa Maria , CA 13.30% $405.1M
63 Heritage Bank of Commerce San Jose , CA 13.29% $5.67B
64 Bank of Marin Corte Madera , CA 13.17% $3.91B
65 River City Bank Sacramento , CA 13.14% $6.05B
66 Calprivate Bank La Jolla , CA 12.95% $2.69B
67 Summit State Bank Santa Rosa , CA 12.91% $995.9M
68 US Metro Bank Garden Grove , CA 12.80% $1.56B
69 Bank of Hope Los Angeles , CA 12.73% $18.65B
70 American Riviera Bank Santa Barbara , CA 12.69% $1.42B
71 Poppy Bank Santa Rosa , CA 12.62% $7.80B
72 Mission Valley Bank Sun Valley , CA 12.26% $772.6M
73 First Pacific Bank Whittier , CA 12.19% $489.8M
74 American Business Bank Los Angeles , CA 12.14% $4.37B
75 Open Bank Los Angeles , CA 11.93% $2.70B
76 Avidbank San Jose , CA 11.87% $2.57B
77 Five Star Bank Roseville , CA 11.67% $5.03B
78 Endeavor Bank San Diego , CA 11.60% $805.3M
79 Commercial Bank of California Irvine , CA 11.50% $3.90B
80 Cornerstone Community Bank Red Bluff , CA 11.40% $658.1M
81 Axos Bank San Diego , CA 10.90% $28.24B
82 Fremont Bank Fremont , CA 10.89% $5.92B
83 Preferred Bank Los Angeles , CA 10.87% $7.66B
84 EH National Bank Beverly Hills , CA 10.54% $301.7M
85 Nano Banc Irvine , CA 8.20% $860.1M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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