New Omni Bank, N.A.
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Data as of · sourced from FFIEC call reports. How we update
New Omni Bank, N.A. is an FDIC-insured commercial bank headquartered in Alhambra, CA, established in 1980 (FDIC certificate 23086), and it is supervised by the OCC. At Q2 2026 it reported total assets of $517.9M, up 1.5% from Q2 2025, the 76th largest of 113 banks headquartered in California. Its CET1 capital ratio was 30.40% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 23086
- Headquarters
- Alhambra, CA
- Established
- 1980
- Total assets, Q2 2026
- $517.9M
- Assets vs Q2 2025
- +1.5%
- CET1 ratio, Q2 2026
- 30.40%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 122237858
- Latest call report
- Q2 2026, FFIEC 051 · New Omni Bank, N.A. call report
- Holding company
- CKH CAPITAL, INC.
- Asset rank in state
- 76th of 113 in California
Problem loans are rising at New Omni Bank, N.A.. Its balance sheet stood at $518 million at June 30, 2026, up 1.5% from a year earlier; it is based in Alhambra, California. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 7.69% of loans from 3.26% a year earlier. It returns 3.6% a year on shareholders' equity, about a third the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it keeps 5.08 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 banks its size (median 3.95 cents).
Earnings jumped: net income for the quarter was $1.3 million, 138% above the same quarter a year earlier. The non-owner-occupied commercial real estate book ($118 million) is worsening: 13.35% of it is past due or on nonaccrual, up from 7.74% a year earlier. Funding is the softer spot: it pays an average of 3.13% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
As of June 30, 2026, New Omni Bank, N.A. reported a CET1 capital ratio of 30.40%, a return on assets of 0.97%, a nonperforming-loan ratio of 7.69% and a Texas ratio of 20.31%. The figures come from its call report filed with the FFIEC.
New Omni Bank, N.A. ranks as the 76th largest of the 113 banks based in California, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 0.5% to $517.9M, loans rose 0.6% and deposits rose 0.7%. 1-4 family residential loans made up 43.0% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 30.8%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities in CA; its Alhambra office books 36% of its branch deposits. On its Q2 2026 call report, New Omni Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 10 S 1st St, Alhambra, CA 91801
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- February 12, 1980
- Former names
- OMNI Bank, National Association (1982-2011)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 73
- Domestic deposits
- $373.8M
- Allowance for credit losses
- $6.3M
- Net charge-offs (YTD)
- $0
- Average total assets
- $515.0M
- Average total loans
- $373.0M
- Average interest-bearing deposits
- $341.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 12, 1980
- FDIC Cert
- 23086
- Fed RSSD
- 300063
- Website
- WWW.NEWOMNIBANK.COM →
- Parent Holding Company
- CKH CAPITAL, INC. (RSSD 4357252)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, New Omni Bank, N.A.'s total assets ran between $505.7M (Q2 2024) and $545.8M (Q3 2024), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$517.9M total assets against $510.4M; $378.0M total liabilities against $379.1M.
$378.2M net loans and leases against $351.1M; $373.8M total deposits against $373.8M.
$1.7M securities against $1.7M; $111.4M cash and balances due against $131.3M.
$9.3M total interest income against $8.9M; $2.9M total interest expense against $3.6M.
$6.3M net interest income against $5.3M.
-$140K total noninterest income against $73K; $4.4M total noninterest expense against $4.6M.
$30K provision for credit losses against $0.
$1.3M net income against $526K.
0.97% return on assets against 0.40%; 5.08% net interest margin against 4.17%.
30.40% CET1 capital ratio against 28.74%; 27.11% tier 1 leverage ratio against 24.96%.
Inside the full New Omni Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
New Omni Bank, N.A. rankings
Its closest position to the top of a national ranking is 74 of 2,134, for CET1 ratio; its furthest is 2,809 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.38% (Q3 2024) to 1.04% (Q3 2025) and its net interest margin ran from 3.97% (Q1 2025) to 5.08% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 30.40% | 0.97% | 7.69% | 20.31% | 5.08% |
| Q1 2026 | 29.39% | 0.43% | 10.14% | 26.81% | 3.97% |
| Q4 2025 | 28.05% | 0.53% | 8.32% | 21.98% | 4.18% |
| Q3 2025 | 26.85% | 1.04% | 4.71% | 12.90% | 4.90% |
| Q2 2025 | 28.74% | 0.40% | 3.26% | 10.21% | 4.17% |
| Q1 2025 | 29.60% | 0.64% | 1.75% | 6.10% | 3.97% |
| Q4 2024 | 28.74% | 0.99% | 1.39% | 5.28% | 4.38% |
| Q3 2024 | 28.63% | 0.38% | 1.75% | 4.83% | 3.99% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| New Omni Bank, N.A. (main office) | Alhambra , CA | 91801 | $135.4M |
| Arcadia Branch | Arcadia , CA | 91007 | $108.3M |
| Rowland Heights Branch | Rowland Heights , CA | 91748 | $97.3M |
| Irvine Branch | Irvine , CA | 92618 | $32.8M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- July 1, 1993, OCC: Formal Agreement: Omni Bank, N.A.
- Period: Most recent institution action July 1, 1993. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in CA, rank 116 of 164 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $5.2M approved, $2.6M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about New Omni Bank, N.A.
What are New Omni Bank, N.A.'s total assets?
As of the Q2 2026 filing, New Omni Bank, N.A. reported total assets of $517.9 million in its FFIEC call report.
Where is New Omni Bank, N.A. headquartered?
It is headquartered in Alhambra, CA, United States.
When was New Omni Bank, N.A. founded?
It was established in 1980, per the FDIC institution directory.
Is New Omni Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #23086). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates New Omni Bank, N.A.?
New Omni Bank, N.A.'s primary federal regulator is the OCC.
What is New Omni Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 30.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does New Omni Bank, N.A. operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is New Omni Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 20.31% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was New Omni Bank, N.A. previously called?
The charter now named New Omni Bank, N.A. has also operated as OMNI Bank, National Association (1982-2011), per FDIC structure-change records.
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