New Omni Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.72 percentage points higher than in Q1 2026, at 160.10%. New Omni Bank, N.A. ranks 14th of 114 California banks on loan-to-deposit ratio, in the upper half at 102.89% (Q2 2026). New Omni Bank, N.A. reported 102.89% on loan-to-deposit ratio for Q2 2026, 22.05 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $111.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $113.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.89% |
| Net loans and leases to deposits | 101.19% |
| Loans and leases to core deposits | 160.10% |
| Core deposits to total deposits | 64.26% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 104.16% | 72.40% | $0 | $40.0M |
| Q4 2023 | 105.17% | 76.06% | $0 | $40.0M |
| Q1 2024 | 104.05% | 76.11% | $0 | $40.0M |
| Q2 2024 | 98.17% | 76.34% | $0 | $0 |
| Q3 2024 | 92.07% | 74.09% | $0 | $0 |
| Q4 2024 | 92.70% | 76.71% | $0 | $0 |
| Q1 2025 | 91.09% | 75.75% | $0 | $0 |
| Q2 2025 | 95.52% | 72.37% | $0 | $0 |
| Q3 2025 | 97.26% | 68.72% | $0 | $0 |
| Q4 2025 | 95.98% | 67.31% | $0 | $0 |
| Q1 2026 | 102.98% | 65.43% | $0 | $0 |
| Q2 2026 | 102.89% | 64.26% | $0 | $0 |
New Omni Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock New Omni Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Omni Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23086) · FFIEC NIC profile (RSSD 300063)