New Omni Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks New Omni Bank, N.A. of Alhambra, CA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.97% | 1.35% | -0.38% | 31st below |
| ROAE | 3.59% | 13.33% | -9.74% | 10th bottom |
| Net Interest Margin | 5.08% | 3.93% | +1.15% | 93rd top |
| Efficiency Ratio | 70.81% | 61.13% | +9.68% | 26th below |
| PPNR / Avg Assets | 1.41% | 1.68% | -0.27% | 39th below |
| Yield on Earning Assets | 7.41% | 5.67% | +1.74% | 98th top |
| Cost of Funds | 3.13% | 1.88% | +1.25% | 4th bottom |
| Net Interest Spread | 4.00% | 3.32% | +0.68% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.24% | 0.94% | +5.30% | 1st bottom |
| NPA / Total Assets | 4.63% | 0.70% | +3.93% | 1st bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.65% | 1.28% | +0.37% | 86th top |
| ACL / NPLs (Coverage) | 26.48% | 1546.95% | -1520.47% | 3rd bottom |
| Texas Ratio | 20.31% | 7.33% | +12.98% | 7th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 30.40% | 19.48% | +10.92% | 93rd top |
| Tier 1 Ratio | 43.31% | 19.50% | +23.81% | 97th top |
| Total Capital Ratio | 44.57% | 20.58% | +23.99% | 97th top |
| Leverage Ratio | 27.11% | 12.13% | +14.98% | 98th top |
| Equity / Assets | 27.01% | 11.36% | +15.65% | 98th top |
| TCE / Tangible Assets | 18.88% | 11.08% | +7.80% | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.89% | 80.65% | +22.24% | 8th bottom |
| Core Deposit Ratio | 64.26% | 86.86% | -22.60% | 3rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.47% | 6.84% | -5.37% | 29th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.71% | 7.92% | -0.21% | 64th above |
| Deposit Growth (Y/Y) | -0.00% | 6.29% | -6.29% | 23rd bottom |
See New Omni Bank, N.A.'s peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock New Omni Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full New Omni Bank, N.A. profile, how to read a UBPR, or how this data updates.