New Omni Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 9.03 percentage points higher than in Q1 2026, at 26.48%. Within California, New Omni Bank, N.A. is 69th of 114 on return on assets, 0.97% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. New Omni Bank, N.A. sits 0.28 points lower, at 0.97% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 30.40% |
| Tier 1 risk-based capital ratio | 43.31% |
| Total risk-based capital ratio | 44.57% |
| Tier 1 leverage ratio | 27.11% |
| Equity capital to assets | 27.01% |
| Tangible equity to tangible assets | 26.91% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 6.24% |
| Non-performing assets ratio | 4.63% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 20.31% |
| Allowance for credit losses to loans | 1.65% |
| Reserve coverage of non-performing loans | 26.48% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.97% |
| Return on equity | 3.59% |
| Net interest margin | 5.08% |
| Efficiency ratio | 70.81% |
| Yield on earning assets | 7.41% |
| Cost of funds | 3.13% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.89% |
| Core deposits to total deposits | 64.26% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 72.16% |
| Securities to assets | 0.32% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 30.40% | 44.82% | 46.08% | 23.65% | 1.44% |
| Q4 2023 | 30.36% | 44.45% | 45.70% | 24.52% | 1.30% |
| Q1 2024 | 29.99% | 43.68% | 44.94% | 24.52% | 1.07% |
| Q2 2024 | 30.19% | 44.33% | 45.58% | 25.51% | 1.35% |
| Q3 2024 | 28.63% | 41.98% | 43.23% | 24.90% | 0.38% |
| Q4 2024 | 28.74% | 41.92% | 43.18% | 24.57% | 0.99% |
| Q1 2025 | 29.60% | 43.06% | 44.32% | 24.99% | 0.64% |
| Q2 2025 | 28.74% | 42.20% | 43.46% | 24.96% | 0.40% |
| Q3 2025 | 26.85% | 39.23% | 40.49% | 25.41% | 1.04% |
| Q4 2025 | 28.05% | 40.88% | 42.14% | 25.24% | 0.53% |
| Q1 2026 | 29.39% | 41.98% | 43.24% | 26.79% | 0.43% |
| Q2 2026 | 30.40% | 43.31% | 44.57% | 27.11% | 0.97% |
New Omni Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock New Omni Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Omni Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23086) · FFIEC NIC profile (RSSD 300063)