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Profitability · Montana

US Banks with Highest Return on Assets (ROA) in Montana

Ranked among banks headquartered in Montana. Re-ranked 1-29 within the state from the same national ranking population.

#1 Return on Assets (ROA): YELLOWSTONE BANK, THE — 3.02% . Return on Assets (ROA) measures net income divided by average total assets — the single most-watched US banking profitability metric.

Ranked: 29 banks with reported data Showing: Top 29 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: ROA vs. ROE for Banks: Profitability Ratios Explained
# Bank HQ US Banks with … Total Assets
1 Yellowstone Bank, the Laurel , MT 3.02% $1.34B
2 Bank of Montana Missoula , MT 2.70% $349.3M
3 Eagle Bank Polson , MT 2.20% $177.9M
4 Bank of the Rockies Helena , MT 2.02% $261.0M
5 Stockman Bank of Montana Miles City , MT 1.98% $7.68B
6 Independence Bank Havre , MT 1.92% $1.37B
7 Freedom Bank Columbia Falls , MT 1.81% $147.0M
8 Trailwest Bank Lolo , MT 1.73% $1.09B
9 Valley Bank of Kalispell Kalispell , MT 1.72% $210.8M
10 First State Bank of Forsyth Forsyth , MT 1.51% $167.8M
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11 Little Horn State Bank Hardin , MT 1.49% $405.8M
12 Bank of Baker, the Baker , MT 1.47% $165.1M
13 American Bank Bozeman , MT 1.36% $608.5M
14 Citizens Bank & Trust Company Big Timber , MT 1.34% $158.3M
15 Three Rivers Bank of Montana Kalispell , MT 1.31% $306.1M
16 Manhattan Bank Manhattan , MT 1.29% $279.5M
17 First State Bank of Shelby, the Shelby , MT 1.27% $169.0M
18 Ascent Bank Helena , MT 1.12% $104.1M
19 Glacier Bank Kalispell , MT 1.10% $31.72B
20 Farmers State Bank Victor , MT 1.04% $784.8M
21 First Interstate Bank Billings , MT 1.01% $26.36B
22 First Montana Bank, INC. Missoula , MT 1.01% $536.3M
23 Madison Valley Bank Ennis , MT 0.95% $282.4M
24 First State Bank of Malta, the Malta , MT 0.94% $193.4M
25 Opportunity Bank of Montana Helena , MT 0.88% $2.09B
26 Bank of Bridger, N.A. Bridger , MT 0.88% $791.9M
27 Bank of Bozeman Bozeman , MT 0.86% $110.7M
28 Valley Bank of Ronan Ronan , MT 0.76% $209.9M
29 Pioneer State Bank Deer Lodge , MT -0.77% $122.0M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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