Hebron Savings Bank
Hebron Savings Bank is a locally rooted FDIC-insured community bank based in Hebron, MD. The Q1 2026 balance sheet stands at $822M in assets, including $619M in loans. Profitability is strong — 1.70% ROA, paired with 13.47% ROE and a 4.57% net interest margin. Regulatory capital is solid — 16.11% CET1 and 17.36% total risk-based capital ratio. Asset quality is pristine — 0.08% NPLs and a 0.77% Texas Ratio. Hebron Savings operates a 13-branch network.
Headquarters Profile
- Address
- 101 N Main St, HEBRON, MD 21830
- County
- Wicomico
- Metro Area
- SALISBURY, MD
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 2
- Established
- June 11, 1910
- Branches
- 13 domestic
- Employees (FTE)
- 135
- FDIC Cert
- 8811
- Fed RSSD
- 780722
- Website
- www.hebronsavingsbank.com →
- Parent Holding Company
- HSB BANCORP, INC. (RSSD 2876544)
Capital & Liquidity
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Hebron Savings Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Similar banks
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Frequently asked about Hebron Savings Bank
What are Hebron Savings Bank's total assets?
As of the Q1 2026 filing, Hebron Savings Bank reported total assets of $821.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Hebron Savings Bank headquartered?
Hebron Savings Bank is headquartered in HEBRON, MD, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Hebron Savings Bank founded?
Hebron Savings Bank was established in 1910, per the FDIC institution directory.
Is Hebron Savings Bank FDIC-insured?
Yes. Hebron Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #8811). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hebron Savings Bank?
Hebron Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Hebron Savings Bank's CET1 capital ratio?
Hebron Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 16.11% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Hebron Savings Bank operate?
Hebron Savings Bank operates 13 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Hebron Savings Bank's Texas Ratio?
Hebron Savings Bank's Texas Ratio is 0.77% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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