Iowa State Bank
Iowa State Bank is a community bank chartered in 1879, based in Hull, IA. As of Q1 2026, the bank held approximately $1.2B in total assets and $895M in deposits. Profitability is strong — 1.46% ROA, paired with 14.44% ROE and a 3.52% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.38% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.08%. Iowa State operates a 14-branch network.
Headquarters Profile
- Address
- 1101 Main St, HULL, IA 51239
- County
- Sioux
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 11
- Established
- January 1, 1879
- Branches
- 14 domestic
- Employees (FTE)
- 109
- FDIC Cert
- 13953
- Fed RSSD
- 982348
- Website
- www.iowastate.bank →
- Parent Holding Company
- VOGEL BANCSHARES, INC. (RSSD 1249703)
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Iowa State Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
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Frequently asked about Iowa State Bank
What are Iowa State Bank's total assets?
As of the Q1 2026 filing, Iowa State Bank reported total assets of $1.23 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Iowa State Bank headquartered?
Iowa State Bank is headquartered in HULL, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Iowa State Bank founded?
Iowa State Bank was established in 1879, per the FDIC institution directory.
Is Iowa State Bank FDIC-insured?
Yes. Iowa State Bank is an FDIC-insured commercial bank (FDIC Certificate #13953). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Iowa State Bank?
Iowa State Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Iowa State Bank operate?
Iowa State Bank operates 14 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Iowa State Bank's Texas Ratio?
Iowa State Bank's Texas Ratio is 1.70% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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