Skip to main content
BanksNorthwest Community Bank

Northwest Community Bank

WINSTED, CTLargeEst. Jul 15, 1875FDIC #18229RSSD #545604FDIC
Latest ·

Northwest Community Bank is the primary bank subsidiary of its parent holding company, headquartered in Winsted, CT. As of Q1 2026, the bank held approximately $1.2B in total assets and $1.1B in deposits. Profitability runs below industry average — 0.48% ROA, 7.05% ROE, with NIM at 2.92%. Capital cushions are healthy: 12.12% CET1, 8.70% Tier 1 leverage. Asset quality is solid — 0.59% nonperforming loans and a 6.32% Texas Ratio. Northwest Community operates a 15-branch network.

Headquarters Profile

Address
86 Main St, WINSTED, CT 06098
County
Northwest Hills
Metro Area
TORRINGTON, CT
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
Fed District
2
Established
July 15, 1875
Branches
15 domestic
Employees (FTE)
165
FDIC Cert
18229
Fed RSSD
545604
Assets
$1.2B
Deposits
$1.1B
Loans
$1.0B
Equity
$85M

Inside the full Northwest Community Bank terminal

8 tabs · 24-year trend charts · peer percentiles · Excel export

Unlock Northwest Community Bank — free

This is just Northwest Community Bank's summary.

See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
View Northwest Community Bank's full dashboard

Free account · no credit card required

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3112.12%0.48%0.59%6.32%2.92%
2025-12-3112.25%0.57%0.53%5.64%2.95%
2025-09-3012.44%0.47%0.59%6.29%2.86%
2025-06-3012.62%0.49%0.66%7.16%2.75%
2025-03-3112.58%0.24%0.74%8.15%2.56%
2024-12-3112.64%0.27%0.67%7.75%2.47%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
Loading branches…

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC
  3. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  4. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Frequently asked about Northwest Community Bank

What are Northwest Community Bank's total assets?

As of the Q1 2026 filing, Northwest Community Bank reported total assets of $1.23 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Northwest Community Bank headquartered?

Northwest Community Bank is headquartered in WINSTED, CT, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Northwest Community Bank founded?

Northwest Community Bank was established in 1875, per the FDIC institution directory.

Is Northwest Community Bank FDIC-insured?

Yes. Northwest Community Bank is an FDIC-insured commercial bank (FDIC Certificate #18229). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Northwest Community Bank?

Northwest Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Northwest Community Bank's CET1 capital ratio?

Northwest Community Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.12% in its most recent quarterly filing — above regulatory minimums.

How many branches does Northwest Community Bank operate?

Northwest Community Bank operates 15 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Northwest Community Bank's Texas Ratio?

Northwest Community Bank's Texas Ratio is 6.32% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

Go deeper on Northwest Community Bank.

Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.

Start free

Free account · no credit card required