Bank Comparison
Northwest Community Bank vs Patriot Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 12
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Northwest Community Bank | Patriot Bank, N.A. |
|---|---|---|
| CET1 Ratio | 12.12% | 15.21% |
| Tier 1 Capital Ratio | 12.12% | 15.21% |
| Total Capital Ratio | 13.27% | 16.25% |
| Tier 1 Leverage Ratio | 8.70% | 9.45% |
| Equity / Assets | 6.88% | 8.56% |
Profitability
| Metric | Northwest Community Bank | Patriot Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.48% | 0.48% |
| Return on Equity (ROE) | 7.05% | 5.80% |
| Net Interest Margin (NIM) | 2.92% | 2.54% |
| Yield on Earning Assets | 4.67% | 5.07% |
| Cost of Funds | 1.87% | 2.87% |
Asset quality
| Metric | Northwest Community Bank | Patriot Bank, N.A. |
|---|---|---|
| Texas Ratio | 6.32% | 21.62% |
| Non-Performing Loan Ratio | 0.59% | 3.02% |
| Non-Performing Asset Ratio | 0.48% | 1.99% |
| Net Charge-Off Ratio | 0.01% | -0.12% |
| ACL / Loans | 0.93% | 1.00% |
Balance sheet
| Metric | Northwest Community Bank | Patriot Bank, N.A. |
|---|---|---|
| Total Assets | $1,234M | $1,180M |
| Total Deposits | $1,064M | $1,061M |
| Total Loans | $1,005M | $779,146K |
| Total Equity | $84,972K | $101,024K |
| Net Income (quarter) | $1,485K | $1,470K |
Liquidity & funding
| Metric | Northwest Community Bank | Patriot Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 94.47% | 73.40% |
| Core Deposit Ratio | 93.16% | 93.60% |
| Uninsured Deposit Ratio | 26.49% | 19.30% |
Identity
| Metric | Northwest Community Bank | Patriot Bank, N.A. |
|---|---|---|
| Headquarters City | WINSTED | STAMFORD |
| Headquarters State | CT | CT |
| Asset Tier | Large | Large |
| Charter Class | 0 | 22545 |
| Regulator | FDIC | OCC |
| Domestic Branches | 15 | 8 |
| Employees (FTE) | 165 | 114 |
| Established | July 15, 1875, midnight | Aug. 31, 1994, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Northwest Community Bank profile | View full Patriot Bank, N.A. profile | Browse all bank comparisons