North Dallas Bank & Trust CO.
Asset quality shifted last quarter — NPLs rose to 2.36% from 1.34% in the prior period. North Dallas Bank & Trust Co. is a community bank chartered in 1961, based in Dallas, TX, during the postwar banking-system expansion. As of Q1 2026, the bank held approximately $1.9B in total assets and $1.6B in deposits. Profitability runs below industry average — 0.38% ROA, 3.91% ROE, with NIM at 2.45%. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.95% exceeds the 9% CBLR threshold. Credit conditions bear watching: 2.36% NPL ratio with a 15.13% Texas Ratio (elevated but below the 100% concern level). 6 branches make up the footprint.
Headquarters Profile
- Address
- 12900 Preston Rd, DALLAS, TX 75230
- County
- Dallas
- Metro Area
- DALLAS-FORT WORTH-ARLINGTON, TX
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- March 20, 1961
- Branches
- 6 domestic
- Employees (FTE)
- 170
- FDIC Cert
- 18355
- Fed RSSD
- 490450
- Website
- www.ndbt.com →
Capital & Liquidity
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North Dallas Bank & Trust CO. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about North Dallas Bank & Trust CO.
What are North Dallas Bank & Trust CO.'s total assets?
As of the Q1 2026 filing, North Dallas Bank & Trust CO. reported total assets of $1.88 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is North Dallas Bank & Trust CO. headquartered?
North Dallas Bank & Trust CO. is headquartered in DALLAS, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was North Dallas Bank & Trust CO. founded?
North Dallas Bank & Trust CO. was established in 1961, per the FDIC institution directory.
Is North Dallas Bank & Trust CO. FDIC-insured?
Yes. North Dallas Bank & Trust CO. is an FDIC-insured commercial bank (FDIC Certificate #18355). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates North Dallas Bank & Trust CO.?
North Dallas Bank & Trust CO.'s primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does North Dallas Bank & Trust CO. operate?
North Dallas Bank & Trust CO. operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is North Dallas Bank & Trust CO.'s Texas Ratio?
North Dallas Bank & Trust CO.'s Texas Ratio is 15.13% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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