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Bank of Greeleyville

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Greeleyville, SC $100M to $1B in assets Est. April 25, 1935 FDIC #15113 RSSD #465524 Routing #053207119 FDIC

Data as of · sourced from FFIEC call reports. How we update

Bank of Greeleyville is an FDIC-insured commercial bank headquartered in Greeleyville, SC, established in 1935 (FDIC certificate 15113), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $160.1M, up 8.2% from Q2 2025, the 34th largest of 43 banks headquartered in South Carolina. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.62% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
15113
Headquarters
Greeleyville, SC
Established
1935
Total assets, Q2 2026
$160.1M
Assets vs Q2 2025
+8.2%
Tier 1 leverage ratio, Q2 2026
10.62%
Domestic offices
3 FDIC institution directory, current count
Routing number
053207119
Holding company
SOUTHEASTERN BANCORP, INC.
Asset rank in state
34th of 43 in South Carolina
Assets
$160.1M
Deposits
$144.1M
Loans
$110.2M
Equity
$15.6M

Bank of Greeleyville earns an unusually wide margin on its lending. The Greeleyville, South Carolina bank had $160 million in assets at June 30, 2026, up 8.2% from a year earlier. It keeps 4.69 cents of net interest income on every dollar of earning assets, higher than about three-quarters of the 2,627 banks with $100 million to $1 billion in assets (median 3.96 cents). It also grew deposits 11.4% over the year, about triple the median of 4.1% for banks its size.

The commercial and industrial book ($26 million) is worsening: 2.28% of it is past due or on nonaccrual, up from 0.89% a year earlier. Its $14 million non-owner-occupied commercial real estate book is improving, with 2.65% past due or on nonaccrual, down from 4.03% a year earlier.

As of June 30, 2026, Bank of Greeleyville reported a return on assets of 1.45%, a nonperforming-loan ratio of 0.38% and a Texas ratio of 2.48%. The figures come from its call report filed with the FFIEC.

Bank of Greeleyville ranks as the 34th largest of the 43 banks based in South Carolina, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.6% to $160.1M, loans rose 6.4% and deposits rose 4.6%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 28.6% of total loans, ahead of commercial and industrial loans at 23.6%. Its 3 offices in the FDIC Summary of Deposits are in Kingstree, SC, Greeleyville, SC and Georgetown, SC; its Kingstree office books 73% of its branch deposits. On its Q2 2026 call report, Bank of Greeleyville meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
223 Varner Ave, Greeleyville, SC 29056
County
Williamsburg
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Atlanta (Region 5)
Federal Reserve member
No
Federal Reserve district
District 5, Richmond
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
April 25, 1935
Domestic offices
3 FDIC institution directory, current count
Employees (FTE)
30
Domestic deposits
$144.1M
Allowance for credit losses
$1.1M
Net charge-offs (YTD)
$220K
Average total assets
$160.3M
Average total loans
$105.2M
Average interest-bearing deposits
$107.0M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
April 25, 1935
FDIC Cert
15113
Fed RSSD
465524

Profitability

Q2 annualized
Return on Assets1.45%YTD 1.42%
Return on Equity14.96%YTD 14.48%
Net Interest Margin4.69%YTD 4.59%

Balance Sheet

Total liabilities$144.6M
Cash & balances due$16.9M
Securities, available-for-sale$28.7M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$581K
Net interest income YTD$3.4M
Total interest income YTD$4.6M
Total interest expense YTD$1.2M
Provision for credit losses YTD$166K

Operating & Funding

Total noninterest income YTD$490K
Total noninterest expense YTD$2.6M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Greeleyville reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Bank of Greeleyville's total assets ran between $130.1M (Q4 2023) and $160.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$160.1M total assets against $148.0M; $144.6M total liabilities against $133.8M.

Loans and leases against deposits

$109.2M net loans and leases against $99.9M; $144.1M total deposits against $129.4M.

Securities and cash

$28.7M securities against $26.1M; $16.9M cash and balances due against $16.8M.

Interest income against interest expense

$2.4M total interest income against $2.2M; $603K total interest expense against $576K.

Net interest income

$1.8M net interest income against $1.6M.

Noninterest income against noninterest expense

$256K total noninterest income against $221K; $1.3M total noninterest expense against $1.2M.

Provision for credit losses

$106K provision for credit losses against $60K.

Net income

$581K net income against $510K.

Return on assets and net interest margin

1.45% return on assets against 1.43%; 4.69% net interest margin against 4.57%.

CET1 and Tier 1 leverage ratios

10.62% tier 1 leverage ratio against 11.04%.

Inside the full Bank of Greeleyville terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 0.65% (Q1 2025) to 1.54% (Q4 2024) and its net interest margin ran from 4.33% (Q1 2025) to 4.81% (Q4 2025).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 10.62% 1.45% 0.38% 2.48% 4.69%
Q1 2026 10.91% 1.39% 0.51% 3.20% 4.49%
Q4 2025 11.23% 1.01% 0.26% 1.67% 4.81%
Q3 2025 11.13% 1.37% 0.42% 2.67% 4.75%
Q2 2025 11.04% 1.43% 0.52% 3.45% 4.57%
Q1 2025 10.86% 0.65% 0.33% 2.11% 4.33%
Q4 2024 11.43% 1.54% 0.09% 1.96% 4.52%
Q3 2024 11.18% 1.25% 0.48% 3.12% 4.56%

Swipe the table sideways to see every column.

Branch Network

View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–3 of 3
Branch Location ZIP Deposits
Kingstree Branch Kingstree , SC 29556 $104.9M
Bank of Greeleyville (main office) Greeleyville , SC 29056 $36.2M
Georgetown Office Branch Georgetown , SC 29440 $3.0M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
0.1% of deposits in SC, rank 54 of 73 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Bank of Greeleyville: regulatory capital profile · BankRegReports

Frequently asked about Bank of Greeleyville

What are Bank of Greeleyville's total assets?

As of the Q2 2026 filing, Bank of Greeleyville reported total assets of $160.1 million in its FFIEC call report.

Where is Bank of Greeleyville headquartered?

It is headquartered in Greeleyville, SC, United States.

When was Bank of Greeleyville founded?

It was established in 1935, per the FDIC institution directory.

Is Bank of Greeleyville FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #15113). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bank of Greeleyville?

Bank of Greeleyville's primary federal regulator is the FDIC.

How many branches does Bank of Greeleyville operate?

It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Bank of Greeleyville's Texas Ratio?

Its Texas Ratio is 2.48% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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