Bank of Greeleyville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q3 2026 was in Reserve coverage of non-performing loans: 74.31 percentage points higher than in Q2 2026, at 295.05%. Within South Carolina, Bank of Greeleyville is 11th of 44 on return on assets, 1.42% as of Q3 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Bank of Greeleyville sits 0.16 points higher, at 1.42% (Q3 2026); the peer median is as of Q2 2026.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.73% |
| Equity capital to assets | 9.25% |
| Tangible equity to tangible assets | 9.25% |
Asset quality
| Line item | Q3 2026 |
|---|---|
| Non-performing loans to loans | 0.34% |
| Non-performing assets ratio | 0.24% |
| Net charge-off ratio | 0.19% |
| Texas ratio | 2.39% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | 295.05% |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 1.42% |
| Return on equity | 15.03% |
| Net interest margin | 4.97% |
| Efficiency ratio | 67.32% |
| Yield on earning assets | 6.50% |
| Cost of funds | 1.62% |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 77.91% |
| Core deposits to total deposits | 91.40% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.44% |
| Securities to assets | 17.94% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q4 2023 | 11.40% | 1.56% | 4.48% | 0.14% | 0.09% |
| Q1 2024 | 11.26% | 0.95% | 4.38% | 0.34% | 0.08% |
| Q2 2024 | 11.14% | 1.56% | 4.53% | 0.32% | -0.01% |
| Q3 2024 | 11.18% | 1.25% | 4.56% | 0.48% | 0.05% |
| Q4 2024 | 11.43% | 1.54% | 4.52% | 0.09% | 0.01% |
| Q1 2025 | 10.86% | 0.65% | 4.33% | 0.09% | 0.13% |
| Q2 2025 | 11.04% | 1.43% | 4.57% | 0.35% | 0.81% |
| Q3 2025 | 11.13% | 1.37% | 4.75% | 0.49% | 0.07% |
| Q4 2025 | 11.23% | 1.01% | 4.81% | 0.33% | -0.00% |
| Q1 2026 | 10.91% | 1.39% | 4.49% | 0.58% | 0.64% |
| Q2 2026 | 10.62% | 1.45% | 4.69% | 0.44% | 0.21% |
| Q3 2026 | 10.73% | 1.42% | 4.97% | 0.34% | 0.19% |
Bank of Greeleyville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Greeleyville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Greeleyville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15113) · FFIEC NIC profile (RSSD 465524)