Bank of Greeleyville: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Commercial and industrial dropped 2.86 percentage points in Q3 2026, from 23.64% to 20.78%. It was the largest change from Q2 2026 among the key lines here. Bank of Greeleyville ranks 24th of 44 South Carolina banks on loan-to-deposit ratio, in the lower half at 77.91% (Q3 2026). Bank of Greeleyville reported 77.91% on loan-to-deposit ratio for Q3 2026, 3.03 points below the 80.94% median for banks in the $100M-1B asset tier; the peer median is as of Q2 2026.
Loan totals
| Line item | Q3 2026 |
|---|---|
| Total loans and leases | $113.6M |
| Net loans and leases | $112.5M |
| Loans held for sale | $0 |
| Loans to total assets | 70.47% |
| Loan-to-deposit ratio | 77.91% |
| Net loans to equity capital | 7.54% |
Portfolio mix (share of total loans)
| Line item | Q3 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 21.51% |
| Multifamily (5+ residential) | 0.04% |
| Commercial and industrial | 20.78% |
| Consumer | 9.90% |
| Credit cards | 0.00% |
| Farm | 4.54% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.10% |
Concentration measures
| Line item | Q3 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 117.13% |
| Construction concentration (Tier 1 capital + allowance) | 37.38% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q3 2026 |
|---|---|
| Yield on loans | 7.97% |
| Interest income on loans | $2.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q4 2023 | $94.2M | $113.2M | 18.67% | 25.05% | 10.16% |
| Q1 2024 | $93.0M | $116.8M | 19.37% | 23.53% | 9.94% |
| Q2 2024 | $95.3M | $120.9M | 19.01% | 22.24% | 9.50% |
| Q3 2024 | $95.6M | $122.7M | 18.73% | 22.97% | 9.96% |
| Q4 2024 | $96.8M | $121.3M | 20.26% | 21.99% | 9.65% |
| Q1 2025 | $95.9M | $127.1M | 20.20% | 21.91% | 9.23% |
| Q2 2025 | $101.0M | $129.4M | 19.84% | 22.98% | 9.40% |
| Q3 2025 | $101.7M | $128.8M | 18.95% | 23.99% | 9.45% |
| Q4 2025 | $105.3M | $132.6M | 20.46% | 23.16% | 9.13% |
| Q1 2026 | $103.6M | $137.7M | 20.85% | 23.48% | 9.46% |
| Q2 2026 | $110.2M | $144.1M | 19.60% | 23.64% | 9.85% |
| Q3 2026 | $113.6M | $145.8M | 21.51% | 20.78% | 9.90% |
Bank of Greeleyville loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Greeleyville, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Greeleyville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15113) · FFIEC NIC profile (RSSD 465524)