Bank of Dawson
Capital moved notably last quarter — CET1 ratio of 26.97% was up 200bps from the prior quarter. Asset quality shifted last quarter — NPLs fell to 1.12% from 3.41% in the prior period. Bank of Dawson is the primary bank subsidiary of its parent holding company, headquartered in Dawson, GA. The Q1 2026 balance sheet stands at $160M in assets, including $91M in loans. The bank posts a strong 2.54% ROA and 16.12% ROE. Capital is comfortably above regulatory minimums — CET1 ratio of 26.97% sits well above the 7% well-capitalized threshold. Asset quality is solid — 1.12% nonperforming loans and a 4.38% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 209 N Main St, DAWSON, GA 39842
- County
- Terrell
- Metro Area
- ALBANY, GA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- July 1, 1911
- Branches
- 1 domestic
- Employees (FTE)
- 21
- FDIC Cert
- 876
- Fed RSSD
- 193537
- Website
- www.bankofdawson.com →
- Parent Holding Company
- DAWSON BANCSHARES, INC. (RSSD 1085536)
Capital & Liquidity
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Bank of Dawson rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
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Frequently asked about Bank of Dawson
What are Bank of Dawson's total assets?
As of the Q1 2026 filing, Bank of Dawson reported total assets of $159.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Dawson headquartered?
Bank of Dawson is headquartered in DAWSON, GA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Dawson founded?
Bank of Dawson was established in 1911, per the FDIC institution directory.
Is Bank of Dawson FDIC-insured?
Yes. Bank of Dawson is an FDIC-insured commercial bank (FDIC Certificate #876). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Dawson?
Bank of Dawson's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Dawson's CET1 capital ratio?
Bank of Dawson reported a Common Equity Tier 1 (CET1) capital ratio of 26.97% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bank of Dawson operate?
Bank of Dawson operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Bank of Dawson's Texas Ratio?
Bank of Dawson's Texas Ratio is 4.38% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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