Bank of Dawson: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Dawson of Dawson, GA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.85% | 1.34% | +0.51% | 81st top |
| ROAE | 11.58% | 13.31% | -1.73% | 45th below |
| Net Interest Margin | 4.27% | 3.93% | +0.34% | 69th above |
| Efficiency Ratio | 53.95% | 61.14% | -7.19% | 72nd above |
| PPNR / Avg Assets | 2.09% | 1.68% | +0.41% | 76th top |
| Yield on Earning Assets | 6.02% | 5.67% | +0.35% | 69th above |
| Cost of Funds | 2.06% | 1.88% | +0.18% | 34th below |
| Net Interest Spread | 3.43% | 3.32% | +0.11% | 56th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.29% | 0.94% | -0.65% | 58th above |
| NPA / Total Assets | 0.19% | 0.70% | -0.51% | 61st above |
| NCO / Avg Loans | 0.16% | 0.16% | +0.00% | 15th bottom |
| ACL / Total Loans | 1.63% | 1.28% | +0.35% | 85th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 557.77% | 1538.84% | -981.07% | 73rd above |
| Texas Ratio | 1.07% | 7.33% | -6.26% | 72nd above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 454.55% | 1395.71% | -941.16% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 25.77% | 19.50% | +6.27% | 89th top |
| Tier 1 Ratio | 25.77% | 19.53% | +6.24% | 89th top |
| Total Capital Ratio | 27.03% | 20.62% | +6.41% | 89th top |
| Leverage Ratio | 18.15% | 12.14% | +6.01% | 94th top |
| Equity / Assets | 16.34% | 11.37% | +4.97% | 92nd top |
| TCE / Tangible Assets | 16.34% | 11.09% | +5.25% | 93rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.89% | 80.64% | -3.75% | 58th above |
| Core Deposit Ratio | 83.03% | 86.86% | -3.83% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.92% | 6.85% | -9.77% | 8th bottom |
| Loan Growth (Y/Y) | 0.58% | 7.90% | -7.32% | 25th below |
| Deposit Growth (Y/Y) | -4.56% | 6.29% | -10.85% | 7th bottom |
See Bank of Dawson's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Dawson, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Dawson profile, how to read a UBPR, or how this data updates.