SSB Community Bank
BankRegReports is independent of SSB Community Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
SSB Community Bank is an FDIC-insured commercial bank headquartered in Strasburg, OH, established in 1924 (FDIC certificate 29858), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $296.8M, up 7.3% from Q2 2025, the 74th largest of 154 banks headquartered in Ohio. Its CET1 capital ratio was 9.58% at Q2 2026, above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 29858
- Headquarters
- Strasburg, OH
- Established
- 1924
- Total assets, Q2 2026
- $296.8M
- Assets vs Q2 2025
- +7.3%
- CET1 ratio, Q2 2026
- 9.58%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 241271795
- Latest call report
- Q2 2026, FFIEC 051 · SSB Community Bank call report
- Holding company
- STRASBURG BANCORP INC.
- Asset rank in state
- 74th of 154 in Ohio
SSB Community Bank is one of the more profitable banks of its size. Its balance sheet stood at $297 million at June 30, 2026, up 7.3% from a year earlier; it is based in Strasburg, Ohio. It returns 22.6% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it pays an average of 2.82% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
The commercial and industrial book ($28 million) is worsening: 2.08% of it is past due or on nonaccrual, up from 1.27% a year earlier. Where it has less room is capital: it holds common equity equal to 9.58% of its risk-weighted assets, lower than about 9 in 10 banks its size (median 15.12%).
As of June 30, 2026, SSB Community Bank reported a CET1 capital ratio of 9.58%, a return on assets of 1.62%, a nonperforming-loan ratio of 0.14% and a Texas ratio of 1.54%. The figures come from its call report filed with the FFIEC.
SSB Community Bank ranks as the 74th largest of the 154 banks based in Ohio, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.6% to $296.8M, loans rose 2.9% and deposits rose 1.2%. 1-4 family residential loans made up 51.7% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 16.8%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities in OH; its Strasburg office books 67% of its branch deposits. On its Q2 2026 call report, SSB Community Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 152 N Wooster Ave, Strasburg, OH 44680
- County
- Tuscarawas
- Metro Area
- New Philadelphia-Dover, OH
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1924
- Former names
- Strasburg Savings Bank (2005-2014); Strasburg Savings (1997-2005)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 38
- Domestic deposits
- $262.3M
- Allowance for credit losses
- $2.3M
- Net charge-offs (YTD)
- $0
- Average total assets
- $293.3M
- Average total loans
- $254.6M
- Average interest-bearing deposits
- $232.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29858
- Fed RSSD
- 995674
- Website
- www.ssbonline.com →
- Parent Holding Company
- STRASBURG BANCORP INC. (RSSD 2623234)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, SSB Community Bank's total assets ranged from $217.3M (Q3 2023) to $296.8M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$296.8M total assets against $276.6M; $275.2M total liabilities against $256.6M.
$258.9M net loans and leases against $239.0M; $262.3M total deposits against $247.2M.
$0 securities against $0; $25.4M cash and balances due against $25.3M.
$5.0M total interest income against $4.9M; $1.9M total interest expense against $1.9M.
$3.1M net interest income against $3.0M.
$240K total noninterest income against $192K; $1.8M total noninterest expense against $1.6M.
$0 provision for credit losses against $110K.
$1.2M net income against $1.2M.
1.62% return on assets against 1.72%; 4.39% net interest margin against 4.62%.
9.58% CET1 capital ratio against 9.68%; 7.36% tier 1 leverage ratio against 7.42%.
Inside the full SSB Community Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeSSB Community Bank rankings
Its closest position to the top of a national ranking is 1,057 of 3,611, for ROA; its furthest is 2,124 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.70% (Q3 2024) to 1.72% (Q2 2025) and its net interest margin ran from 3.28% (Q3 2024) to 4.62% (Q2 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.58% | 1.62% | 0.14% | 1.54% | 4.39% |
| Q1 2026 | 9.55% | 1.51% | 0.22% | 2.49% | 4.28% |
| Q4 2025 | 9.64% | 1.41% | 0.22% | 2.41% | 4.34% |
| Q3 2025 | 9.69% | 1.41% | 0.06% | 0.67% | 4.22% |
| Q2 2025 | 9.68% | 1.72% | 0.18% | 1.91% | 4.62% |
| Q1 2025 | 9.57% | 0.95% | 2.31% | 25.20% | 3.60% |
| Q4 2024 | 9.55% | 1.03% | 2.24% | 24.51% | 3.60% |
| Q3 2024 | 9.53% | 0.70% | 2.31% | 25.16% | 3.28% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| SSB Community Bank (main office) | Strasburg , OH | 44680 | $176.2M |
| Ssb Community Bank - D0Ver Branch | Dover , OH | 44622 | $42.4M |
| Berlin Office Branch | Berlin , OH | 44610 | $35.6M |
| Ssb Community Bank Bolivar Branch | Bolivar , OH | 44612 | $8.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OH, rank 85 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows SSB Community Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about SSB Community Bank
What are SSB Community Bank's total assets?
As of the Q2 2026 filing, SSB Community Bank reported total assets of $296.8 million in its FFIEC call report.
Where is SSB Community Bank headquartered?
It is headquartered in Strasburg, OH, United States.
When was SSB Community Bank founded?
It was established in 1924, per the FDIC institution directory.
Is SSB Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #29858). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates SSB Community Bank?
SSB Community Bank's primary federal regulator is the FDIC.
What is SSB Community Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 9.58% in its Q2 2026 call report, above the 7% level required once the capital conservation buffer is included.
How many branches does SSB Community Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is SSB Community Bank's Texas Ratio?
Its Texas Ratio is 1.54% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was SSB Community Bank previously called?
The charter now named SSB Community Bank has also operated as Strasburg Savings Bank (2005-2014), Strasburg Savings (1997-2005), per FDIC structure-change records.
Go deeper on SSB Community Bank.
Get an email when SSB Community Bank files its next call report, and benchmark it against any peer you choose.
Unlock SSB Community Bank, freeFree account