Skip to main content

Natbank, N.A.

BankRegReports is independent of Natbank, N.A. and never asks for online banking logins or passwords.

Hollywood, FL $100M to $1B in assets Est. December 6, 1994 FDIC #33959 RSSD #2233875 Routing #067091764 OCC

Data as of · sourced from FFIEC call reports. How we update

Natbank, N.A. is an FDIC-insured commercial bank headquartered in Hollywood, FL, established in 1994 (FDIC certificate 33959), and it is supervised by the OCC. At Q2 2026 it reported total assets of $296.5M, up 22.4% from Q2 2025, the 59th largest of 81 banks headquartered in Florida.

Charter
Commercial bank
Regulator
OCC
Deposit insurance
FDIC
FDIC certificate
33959
Headquarters
Hollywood, FL
Established
1994
Total assets, Q2 2026
$296.5M
Assets vs Q2 2025
+22.4%
Capital ratio
Not reported
Domestic offices
4 FDIC institution directory, current count
Routing number
067091764
Latest call report
Q2 2026, FFIEC 051 · Natbank, N.A. call report
Holding company
NATBC HOLDING CORPORATION
Asset rank in state
59th of 81 in Florida
Assets
$296.5M
Deposits
$206.8M
Loans
$234.0M
Equity
$86.1M

Natbank, N.A., based in Hollywood, Florida, reported $297 million in assets at June 30, 2026, up 22.4% from a year earlier. It returns 2.2% a year on shareholders' equity, a small fraction of the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it holds common equity equal to 60.93% of its risk-weighted assets, 4.0 times the median of 15.12% for banks its size.

Earnings jumped: net income for the quarter was $464,000, 186% above the same quarter a year earlier. Over the same year, loans grew 17.9% and deposits grew 11.1%.

As of June 30, 2026, Natbank, N.A. reported a CET1 capital ratio of 60.93%, a return on assets of 0.64%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.01%. The figures come from its call report filed with the FFIEC.

Natbank, N.A. ranks as the 59th largest of the 81 banks based in Florida, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.6% to $296.5M, loans rose 8.1% and deposits rose 1.8%. 1-4 family residential loans made up 93.7% of its total loans on June 30, 2026, its largest category; next came commercial and industrial loans at 2.5%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities in FL; its Hollywood office books 40% of its branch deposits. On its Q2 2026 call report, Natbank, N.A. meets every capital ratio test for well capitalized.

Headquarters Profile

Address
4031 Oakwood Blvd, Hollywood, FL 33020
County
Broward
Metro Area
Miami-Fort Lauderdale-West Palm Beach, FL
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Atlanta (Region 5)
Federal Reserve member
Yes
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
December 6, 1994
Domestic offices
4 FDIC institution directory, current count
Employees (FTE)
42
Domestic deposits
$206.8M
Allowance for credit losses
$1.9M
Net charge-offs (YTD)
$98K
Average total assets
$289.8M
Average total loans
$225.1M
Average interest-bearing deposits
$92.5M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
December 6, 1994
FDIC Cert
33959
Fed RSSD
2233875

Profitability

Q2 annualized
Return on Assets0.64%YTD 0.52%
Return on Equity2.16%YTD 1.79%
Net Interest Margin4.30%YTD 4.18%

Balance Sheet

Total liabilities$210.4M
Cash & balances due$52.8M
Securities, available-for-sale$4.4M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$464K
Net interest income YTD$6.0M
Total interest income YTD$7.5M
Total interest expense YTD$1.4M
Provision for credit losses YTD$209K

Operating & Funding

Total noninterest income YTD$127K
Total noninterest expense YTD$4.7M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

From Q3 2023 to Q2 2026, Natbank, N.A.'s total assets ranged from $213.9M (Q4 2023) to $296.5M (Q2 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$296.5M total assets against $242.3M; $210.4M total liabilities against $197.7M.

Loans and leases against deposits

$232.1M net loans and leases against $197.0M; $206.8M total deposits against $186.0M.

Securities and cash

$4.4M securities against $4.9M; $52.8M cash and balances due against $33.5M.

Interest income against interest expense

$3.8M total interest income against $3.1M; $740K total interest expense against $755K.

Net interest income

$3.1M net interest income against $2.4M.

Noninterest income against noninterest expense

$103K total noninterest income against $207K; $2.2M total noninterest expense against $2.3M.

Provision for credit losses

$150K provision for credit losses against $42K.

Net income

$464K net income against $162K.

Return on assets and net interest margin

0.64% return on assets against 0.28%; 4.30% net interest margin against 4.20%.

CET1 and Tier 1 leverage ratios

60.93% CET1 capital ratio against 35.86%; 29.81% tier 1 leverage ratio against 19.57%.

Inside the full Natbank, N.A. terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

Unlock this bank, free

Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Loan-to-Deposit at 113.2%, loans exceed deposit base BRR analysis What does this mean? →

Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.

Natbank, N.A. rankings

Its closest position to the top of a national ranking is 2,477 of 4,196, for total assets; its furthest is 3,340 of 3,640, for Texas Ratio.

How ranks are counted

Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 0.13% (Q3 2025) to 0.76% (Q4 2025) and its net interest margin ran from 3.77% (Q3 2024) to 4.30% (Q2 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 60.93% 0.64% 0.00% 0.01% 4.30%
Q1 2026 63.45% 0.41% 0.14% 0.34% 4.06%
Q4 2025 67.27% 0.76% 0.14% 0.34% 4.20%
Q3 2025 36.31% 0.13% 0.22% 1.01% 3.85%
Q2 2025 35.86% 0.28% 0.25% 1.08% 4.20%
Q1 2025 36.08% 0.22% 0.28% 1.20% 3.96%
Q4 2024 36.97% 0.16% 0.22% 0.94% 4.16%
Q3 2024 36.31% 0.31% 0.00% 0.00% 3.77%

Swipe the table sideways to see every column.

Branch Network

View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–4 of 4
Branch Location ZIP Deposits
Natbank, N.A. (main office) Hollywood , FL 33020 $82.6M
Pompano Beach Branch Pompano Beach , FL 33062 $57.6M
Boynton Branch Boynton Beach , FL 33426 $44.0M
Natbank, National Association Branch Naples , FL 34102 $22.5M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in FL, rank 124 of 186 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
95 applications, 62 loans originated, $54.3M originated, across 1 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
Not on file
Enforcement actions, SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

Add this badge to your website

Free to use. It shows Natbank, N.A.’s latest filed figures and updates each quarter.

Natbank, N.A.: regulatory capital profile · BankRegReports

Frequently asked about Natbank, N.A.

What are Natbank, N.A.'s total assets?

As of the Q2 2026 filing, Natbank, N.A. reported total assets of $296.5 million in its FFIEC call report.

Where is Natbank, N.A. headquartered?

It is headquartered in Hollywood, FL, United States.

When was Natbank, N.A. founded?

It was established in 1994, per the FDIC institution directory.

Is Natbank, N.A. FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #33959). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Natbank, N.A.?

Natbank, N.A.'s primary federal regulator is the OCC.

What is Natbank, N.A.'s CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 60.93% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Natbank, N.A. operate?

It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Natbank, N.A.'s Texas Ratio?

Its Texas Ratio is 0.01% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

Go deeper on Natbank, N.A.

Get an email when Natbank, N.A. files its next call report, and benchmark it against any peer you choose.

Unlock Natbank, N.A., free

Free account