First Federal Savings and Loan Association of Van Wert, Oh
First Federal Savings and Loan Association of Van Wert, Oh is an FDIC-insured savings institution headquartered in Van Wert, OH, supervised by the OCC, with $197.4M in total assets at Q2 2026, up 7.2% from Q2 2025, the 97th largest of 154 banks headquartered in Ohio. It was established in 1893 and holds FDIC certificate 29135. It reports no CET1 ratio; its Tier 1 leverage ratio was 13.52% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
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Data as of · sourced from FFIEC call reports. How we update
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 29135
- Headquarters
- Van Wert, OH
- Established
- 1893
- Total assets, Q2 2026
- $197.4M
- Assets vs Q2 2025
- +7.2%
- Tier 1 leverage ratio, Q2 2026
- 13.52%
- Domestic offices
- 2 · First Federal Savings and Loan Association of Van Wert, Oh branches FDIC institution directory, current count
- Routing number
- 241271928
- Safety and soundness
- Is First Federal Savings and Loan Association of Van Wert, Oh safe?
- Latest call report
- Q2 2026, FFIEC 051 · First Federal Savings and Loan Association of Van Wert, Oh Q3 2026 call report, filed October 27, 2026 (preliminary)
- Holding company
- FIRST FEDERAL VAN WERT BANCORP INC.
- Asset rank in state
- 97th of 154 in Ohio
Problem loans are rising at First Federal Savings and Loan Association of Van Wert, Oh. Its balance sheet stood at $197 million at June 30, 2026, up 7.2% from a year earlier; it is based in Van Wert, Ohio. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.32% of loans from 0.59% a year earlier. It earns about $0.40 a year on every $100 of assets, about a third the median of $1.28 for the 2,627 banks with $100 million to $1 billion in assets. It also spends about 86 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Loans are outrunning deposits: over the year loans rose 14.0% and deposits rose 7.4%. Its margin is thin by comparison: it keeps 3.22 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.96 cents).
As of June 30, 2026, First Federal Savings and Loan Association of Van Wert, Oh reported a return on assets of 0.40%, a nonperforming-loan ratio of 1.32% and a Texas ratio of 7.35%. The figures come from its call report filed with the FFIEC.
First Federal Savings and Loan Association of Van Wert, Oh ranks as the 97th largest of the 154 banks based in Ohio, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.4% to $197.4M, loans rose 4.0% and deposits rose 1.4%. 1-4 family residential loans made up 76.8% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 8.4%. Its 2 offices in the FDIC Summary of Deposits are in Van Wert, OH. On its Q2 2026 call report, First Federal Savings and Loan Association of Van Wert, Oh meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 679 Fox Rd, Van Wert, OH 45891
- County
- Van Wert
- Metro Area
- Van Wert, OH
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1893
- Former names
- First Federal Savings and Loan Association of Van Wert (1987)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 34
- Domestic deposits
- $169.6M
- Allowance for credit losses
- $264K
- Net charge-offs (YTD)
- $0
- Average total assets
- $200.3M
- Average total loans
- $136.1M
- Average interest-bearing deposits
- $150.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29135
- Fed RSSD
- 820879
- Website
- www.1stfedvw.com →
- Parent Holding Company
- FIRST FEDERAL VAN WERT BANCORP INC. (RSSD 4028785)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. After a merger that grows assets 25% or more, the UBPR averages balances from the merger date on while the income stays year to date, so a YTD ratio can differ widely from the ratio of either quarter. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First Federal Savings and Loan Association of Van Wert, Oh reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
First Federal Savings and Loan Association of Van Wert, Oh's total assets moved between a low of $148.5M (Q3 2023) and a high of $197.4M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 8 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$197.4M total assets against $184.1M; $172.6M total liabilities against $160.3M.
$139.8M net loans and leases against $122.6M; $169.6M total deposits against $157.9M.
$34.3M securities against $35.7M; $6.0M cash and balances due against $9.5M.
$2.3M total interest income against $1.9M; $832K total interest expense against $824K.
$1.4M net interest income against $1.1M.
$126K total noninterest income against $107K; $1.3M total noninterest expense against $1.8M.
$0 provision for credit losses against $11K.
$202K net income against -$573K.
0.40% return on assets against -1.23%; 3.22% net interest margin against 2.61%.
13.52% tier 1 leverage ratio against 14.18%.
Inside the full First Federal Savings and Loan Association of Van Wert, Oh terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst Federal Savings and Loan Association of Van Wert, Oh rankings
Its closest position to the top of a national ranking is 910 of 3,640, for Texas Ratio; its furthest is 3,387 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -1.23% (Q2 2025) to 0.75% (Q1 2026) and its net interest margin ran from 2.38% (Q4 2024) to 3.22% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.52% | 0.40% | 1.32% | 7.35% | 3.22% |
| Q1 2026 | 13.62% | 0.75% | 1.48% | 8.05% | 3.09% |
| Q4 2025 | 13.61% | 0.07% | 1.42% | 7.37% | 2.79% |
| Q3 2025 | 13.90% | 0.13% | 1.23% | 6.33% | 2.81% |
| Q2 2025 | 14.18% | -1.23% | 0.59% | 3.01% | 2.61% |
| Q1 2025 | 14.79% | -0.12% | 0.19% | 0.90% | 2.38% |
| Q4 2024 | 14.83% | -0.08% | 0.41% | 1.99% | 2.38% |
| Q3 2024 | 15.58% | 0.51% | 0.07% | 0.31% | 2.42% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Federal Savings and Loan Association of Van Wert | Van Wert , OH | 45891 | $165.2M |
| First Federal Savings & Loan Assn. of Van Wert, Oh Branch | Van Wert , OH | 45891 | $4.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OH, rank 115 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First Federal Savings and Loan Association of Van Wert, Oh
What are First Federal Savings and Loan Association of Van Wert, Oh's total assets?
As of the Q2 2026 filing, First Federal Savings and Loan Association of Van Wert, Oh reported total assets of $197.4 million in its FFIEC call report.
Where is First Federal Savings and Loan Association of Van Wert, Oh headquartered?
It is headquartered in Van Wert, OH, United States.
When was First Federal Savings and Loan Association of Van Wert, Oh founded?
It was established in 1893, per the FDIC institution directory.
Is First Federal Savings and Loan Association of Van Wert, Oh FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #29135). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Federal Savings and Loan Association of Van Wert, Oh?
First Federal Savings and Loan Association of Van Wert, Oh's primary federal regulator is the OCC.
How many branches does First Federal Savings and Loan Association of Van Wert, Oh operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Federal Savings and Loan Association of Van Wert, Oh's Texas Ratio?
Its Texas Ratio is 7.35% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was First Federal Savings and Loan Association of Van Wert, Oh previously called?
The charter now named First Federal Savings and Loan Association of Van Wert, Oh has also operated as First Federal Savings and Loan Association of Van Wert (1987), per FDIC structure-change records.
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