First Federal Savings and Loan Association of Van Wert, Oh: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 24.2% lower than in Q1 2026, at $6.0M. Within Ohio, First Federal Savings and Loan Association of Van Wert, Oh is 75th of 156 on loan-to-deposit ratio, 82.60% as of Q2 2026, above the middle of the field. At 82.60%, First Federal Savings and Loan Association of Van Wert, Oh's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $40.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.60% |
| Net loans and leases to deposits | 82.45% |
| Loans and leases to core deposits | 102.77% |
| Core deposits to total deposits | 80.37% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.89% | 88.05% | $0 | $0 |
| Q4 2023 | 77.70% | 87.54% | $0 | $0 |
| Q1 2024 | 82.98% | 87.37% | $0 | $0 |
| Q2 2024 | 81.70% | 83.75% | $0 | $0 |
| Q3 2024 | 81.68% | 79.70% | $0 | $5.0M |
| Q4 2024 | 76.93% | 80.17% | $0 | $5.0M |
| Q1 2025 | 76.57% | 80.10% | $0 | $0 |
| Q2 2025 | 77.81% | 80.55% | $0 | $0 |
| Q3 2025 | 77.69% | 79.24% | $0 | $0 |
| Q4 2025 | 78.31% | 78.90% | $0 | $0 |
| Q1 2026 | 80.56% | 79.84% | $0 | $0 |
| Q2 2026 | 82.60% | 80.37% | $0 | $0 |
First Federal Savings and Loan Association of Van Wert, Oh liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings and Loan Association of Van Wert, Oh, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings and Loan Association of Van Wert, Oh profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29135) · FFIEC NIC profile (RSSD 820879)