First Federal Savings and Loan Association of Van Wert, Oh: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Savings and Loan Association of Van Wert, Oh of Van Wert, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.40% | 1.35% | -0.95% | 10th bottom |
| ROAE | 3.27% | 12.06% | -8.79% | 10th bottom |
| Net Interest Margin | 3.22% | 3.90% | -0.68% | 17th bottom |
| Efficiency Ratio | 85.58% | 63.14% | +22.44% | 9th bottom |
| PPNR / Avg Assets | 0.41% | 1.64% | -1.23% | 7th bottom |
| Yield on Earning Assets | 5.07% | 5.65% | -0.58% | 26th below |
| Cost of Funds | 1.96% | 1.85% | +0.11% | 40th below |
| Net Interest Spread | 2.83% | 3.35% | -0.52% | 26th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.11% | 0.92% | +0.19% | 26th below |
| NPA / Total Assets | 0.79% | 0.67% | +0.12% | 27th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.19% | 1.28% | -1.09% | 0th bottom |
| ACL / NPLs (Coverage) | 16.97% | 1645.83% | -1628.86% | 1st bottom |
| Texas Ratio | 7.35% | 7.15% | +0.20% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.52% | 12.46% | +1.06% | 78th top |
| Equity / Assets | 12.59% | 11.67% | +0.92% | 75th top |
| TCE / Tangible Assets | 12.59% | 11.40% | +1.19% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.60% | 78.64% | +3.96% | 46th below |
| Core Deposit Ratio | 80.37% | 87.10% | -6.73% | 17th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.23% | 6.47% | +0.76% | 70th above |
| Loan Growth (Y/Y) | 14.05% | 7.64% | +6.41% | 84th top |
| Deposit Growth (Y/Y) | 7.44% | 6.02% | +1.42% | 73rd above |
See First Federal Savings and Loan Association of Van Wert, Oh's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Federal Savings and Loan Association of Van Wert, Oh, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Savings and Loan Association of Van Wert, Oh profile, how to read a UBPR, or how this data updates.