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Profitability · Vermont

US Banks with Highest Net Interest Margin (NIM) in Vermont

Ranked among banks headquartered in Vermont. Re-ranked 1-11 within the state from the same national ranking population.

#1 Net Interest Margin (NIM): PEOPLES TRUST COMPANY OF ST. ALBANS — 4.26% . Net Interest Margin (NIM) measures the spread between interest earned on assets and interest paid on liabilities — the core unit economics of a commercial bank.

Ranked: 11 banks with reported data Showing: Top 11 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry Go deeper: What Is Net Interest Margin? A Bank Profitability Guide
# Bank HQ US Banks with … Total Assets
1 Peoples Trust Company of ST. Albans Saint Albans , VT 4.26% $380.0M
2 Brattleboro Savings & Loan Association Brattleboro , VT 4.15% $296.4M
3 Wells River Savings Bank Wells River , VT 3.95% $259.5M
4 Community National Bank Derby , VT 3.77% $1.23B
5 National Bank of Middlebury Middlebury , VT 3.53% $555.2M
6 Passumpsic Savings Bank Saint Johnsbury , VT 3.19% $925.4M
7 Business Bank, the South Burlington , VT 3.10% $286.7M
8 Bank of Bennington, the Bennington , VT 3.01% $650.1M
9 Northfield Savings Bank Northfield , VT 3.00% $1.58B
10 Union Bank Morrisville , VT 2.99% $1.62B
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11 Ledyard National Bank Norwich , VT 2.89% $1.04B

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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