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Asset Quality · Pennsylvania

US Banks with Highest Non-Performing Asset (NPA) Ratio in Pennsylvania

Ranked among banks headquartered in Pennsylvania. Re-ranked 1-100 within the state from the same national ranking population.

#1 Non-Performing Asset (NPA) Ratio: ENTERPRISE BANK — 7.42% . The NPA ratio extends NPL to include other real estate owned (OREO) — the full picture of distressed assets relative to the bank's size.

Ranked: 112 banks with reported data Showing: Top 100 Source: FFIEC call reports (Q1 2026) What is this metric? See the US Banks with … glossary entry
# Bank HQ US Banks with … Total Assets
1 Enterprise Bank Allison Park , PA 7.42% $507.4M
2 Meridian Bank Malvern , PA 3.26% $2.58B
3 Woodlands Bank Williamsport , PA 2.54% $633.4M
4 Washington Financial Bank Washington , PA 2.18% $1.46B
5 Nextier Bank, Na Kittanning , PA 2.11% $2.85B
6 Bank of Landisburg, the Landisburg , PA 1.96% $418.5M
7 Ssb Bank Pittsburgh , PA 1.86% $434.8M
8 First Citizens Community Bank Mansfield , PA 1.80% $3.02B
9 Dime Bank, the Honesdale , PA 1.74% $1.15B
10 Marion Center Bank Indiana , PA 1.74% $421.7M
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11 Dollar Bank, Federal Savings Bank Pittsburgh , PA 1.56% $12.48B
12 Pennian Bank Mifflintown , PA 1.49% $657.4M
13 Quaint Oak Bank Southampton , PA 1.47% $643.6M
14 Hatboro Federal Savings Hatboro , PA 1.42% $590.5M
15 Citizens & Northern Bank Wellsboro , PA 1.33% $3.15B
16 Kish Bank Belleville , PA 1.33% $1.98B
17 Mercer County State Bank Sandy Lake , PA 1.29% $601.7M
18 Hyperion Bank Philadelphia , PA 1.23% $553.0M
19 Altoona First Savings Bank Altoona , PA 1.18% $334.7M
20 First Keystone Community Bank Berwick , PA 1.15% $1.52B
21 Northwest Bank Warren , PA 1.09% $16.91B
22 Hometown Bank of Pennsylvania Bedford , PA 1.00% $452.9M
23 First Commonwealth Bank Indiana , PA 0.97% $12.23B
24 Phoenixville Federal Bank and Trust Phoenixville , PA 0.94% $654.4M
25 Traditions Bank York , PA 0.93% $870.1M
26 Somerset Trust Company Somerset , PA 0.92% $2.46B
27 Clarion County Community Bank Clarion , PA 0.91% $259.7M
28 Atlantic Community Bankers Bank Camp Hill , PA 0.90% $923.2M
29 Farmers Building and Savings Bank Rochester , PA 0.90% $121.9M
30 Honesdale National Bank, the Honesdale , PA 0.89% $1.15B
31 First Northern Bank and Trust Company Palmerton , PA 0.88% $930.4M
32 Brentwood Bank Bethel Park , PA 0.85% $1.04B
33 Mauch Chunk Trust Company Jim Thorpe , PA 0.81% $637.9M
34 Turbotville National Bank, the Turbotville , PA 0.79% $235.8M
35 Linkbank Camp Hill , PA 0.79% $3.12B
36 Community State Bank of Orbisonia Orbisonia , PA 0.79% $472.1M
37 Asian Bank Philadelphia , PA 0.78% $684.8M
38 Wayne Bank Honesdale , PA 0.78% $2.92B
39 Fulton Bank, N.A. Lancaster , PA 0.77% $32.11B
40 S & T Bank Indiana , PA 0.73% $9.94B
41 Central Penn Bank & Trust Mifflinburg , PA 0.72% $1.26B
42 Univest Bank and Trust CO. Hilltown , PA 0.72% $8.11B
43 Ameriserv Financial Bank Johnstown , PA 0.69% $1.47B
44 ESSA Bank & Trust Stroudsburg , PA 0.69% $2.16B
45 New Tripoli Bank New Tripoli , PA 0.69% $672.7M
46 Firstrust Savings Bank Conshohocken , PA 0.67% $5.64B
47 Ephrata National Bank Ephrata , PA 0.62% $2.42B
48 Elderton State Bank Elderton , PA 0.61% $452.1M
49 Qnb Bank Quakertown , PA 0.60% $1.90B
50 Cnb Bank Clearfield , PA 0.59% $8.50B
51 Sewickley Savings Bank Sewickley , PA 0.58% $320.0M
52 Orrstown Bank Harrisburg , PA 0.57% $5.58B
53 Journey Bank Bloomsburg , PA 0.57% $1.71B
54 Westmoreland Federal Savings and Loan Association of Latrobe Latrobe , PA 0.56% $168.4M
55 Sharon Bank Springfield , PA 0.56% $170.8M
56 Mid Penn Bank Millersburg , PA 0.55% $6.94B
57 First United National Bank Fryburg , PA 0.52% $369.9M
58 Marquette Savings Bank Erie , PA 0.51% $1.41B
59 Jersey Shore State Bank Williamsport , PA 0.50% $1.62B
60 Penn Community Bank Doylestown , PA 0.49% $3.02B
61 Mcs Bank Milroy , PA 0.46% $223.4M
62 First Federal Savings and Loan Association of Greene County Waynesburg , PA 0.45% $1.04B
63 Tristate Capital Bank Pittsburgh , PA 0.40% $23.25B
64 William Penn Bank Bristol , PA 0.39% $766.1M
65 Susquehanna Community Bank West Milton , PA 0.39% $587.3M
66 Slovenian Savings and Loan Association of Canonsburg, Pa Strabane , PA 0.39% $622.5M
67 First Resource Bank Exton , PA 0.37% $811.0M
68 Farmers and Merchants Trust Company of Chambersburg Chambersburg , PA 0.37% $2.30B
69 Fleetwood Bank Fleetwood , PA 0.35% $398.7M
70 American Bank Allentown , PA 0.34% $1.08B
71 Customers Bank Malvern , PA 0.32% $25.86B
72 Citizens Savings Bank Clarks Summit , PA 0.32% $358.9M
73 First National Bank of Pennsylvania Greenville , PA 0.30% $50.42B
74 Presence Bank Coatesville , PA 0.29% $456.0M
75 Penncrest Bank Altoona , PA 0.27% $242.9M
76 Community Bank Carmichaels , PA 0.26% $1.58B
77 Peoples Security Bank and Trust Company Dunmore , PA 0.25% $5.42B
78 Acnb Bank Gettysburg , PA 0.25% $3.25B
79 1st Summit Bank Johnstown , PA 0.25% $1.51B
80 Ambler Savings Bank Ambler , PA 0.23% $516.8M
81 The Luzerne Bank Luzerne , PA 0.21% $722.2M
82 Hamlin Bank and Trust Company Smethport , PA 0.20% $495.7M
83 Bank of Bird-in-hand Bird In Hand , PA 0.18% $1.84B
84 Bny Mellon, N.A. Pittsburgh , PA 0.18% $30.92B
85 Reliance Savings Bank Altoona , PA 0.16% $663.1M
86 Harleysville Bank Harleysville , PA 0.15% $958.1M
87 Cfsbank Charleroi , PA 0.13% $752.5M
88 Infirst Bank Indiana , PA 0.13% $673.0M
89 Investment Savings Bank Altoona , PA 0.11% $106.0M
90 Fidelity Deposit and Discount Bank, the Dunmore , PA 0.11% $2.86B
91 The Northumberland National Bank Northumberland , PA 0.10% $684.5M
92 Jonestown Bank and Trust Company of Jonestown, Pennsylvania Jonestown , PA 0.09% $1.00B
93 Neffs National Bank, the Neffs , PA 0.08% $466.8M
94 National Bank of Malvern, the Malvern , PA 0.08% $222.3M
95 Embassy Bank for the Lehigh Valley Bethlehem , PA 0.07% $1.84B
96 Greenville Savings Bank Greenville , PA 0.06% $342.1M
97 Unb Bank Mount Carmel , PA 0.03% $166.5M
98 Juniata Valley Bank, the Mifflintown , PA 0.03% $900.9M
99 Commercial Bank & Trust of Pa Latrobe , PA 0.03% $359.7M
100 Ps Bank Wyalusing , PA 0.02% $662.5M

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All data sourced from the most recent FFIEC call report filings, refreshed each quarter as new filings are processed. This leaderboard excludes banks with total assets under $100,000K to filter out anomalous micro-bank ratios. See /data-updates/ for the current data freshness window.

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