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BanksAlton Bank

Alton Bank

ALTON, MOSmallEst. Apr 17, 1924FDIC #8276RSSD #881441FDIC
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Operating from Alton, MO, Alton Bank serves its local market as an FDIC-insured commercial bank. Total assets stand at $139M. Earnings are mid-range — 1.06% ROA and a 3.39% net interest margin. Capital is comfortably above regulatory minimums — CET1 ratio of 10.00% sits well above the 7% well-capitalized threshold. Credit metrics are pristine, with nonperforming loans at just 0.23%. It operates 2 branches, primarily in Missouri.

Headquarters Profile

Address
28 Medical Dr, ALTON, MO 65606
County
Oregon
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
11
Established
April 17, 1924
Branches
2 domestic
Employees (FTE)
19
FDIC Cert
8276
Fed RSSD
881441
Assets
$139M
Deposits
$122M
Loans
$81M
Equity
$10M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3110.00%1.06%0.23%2.77%3.39%
2025-12-3110.51%0.90%0.38%6.04%3.20%
2025-09-3010.75%0.64%0.37%3.09%3.04%
2025-06-3010.76%0.71%0.40%4.29%2.98%
2025-03-3110.04%0.39%0.52%5.06%2.64%
2024-12-3110.32%0.48%0.53%5.88%2.66%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Alton Bank

What are Alton Bank's total assets?

As of the Q1 2026 filing, Alton Bank reported total assets of $138.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Alton Bank headquartered?

Alton Bank is headquartered in ALTON, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Alton Bank founded?

Alton Bank was established in 1924, per the FDIC institution directory.

Is Alton Bank FDIC-insured?

Yes. Alton Bank is an FDIC-insured commercial bank (FDIC Certificate #8276). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Alton Bank?

Alton Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Alton Bank's CET1 capital ratio?

Alton Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.00% in its most recent quarterly filing — above regulatory minimums.

How many branches does Alton Bank operate?

Alton Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Alton Bank's Texas Ratio?

Alton Bank's Texas Ratio is 2.77% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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