Bank of Moundville
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Data as of · sourced from FFIEC call reports. How we update
Bank of Moundville is an FDIC-insured commercial bank headquartered in Moundville, AL, established in 1907 (FDIC certificate 9057), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $144.6M, up 6.7% from Q2 2025, the 72nd largest of 93 banks headquartered in Alabama. It reports no CET1 ratio; its Tier 1 leverage ratio was 15.10% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 9057
- Headquarters
- Moundville, AL
- Established
- 1907
- Total assets, Q2 2026
- $144.6M
- Assets vs Q2 2025
- +6.7%
- Tier 1 leverage ratio, Q2 2026
- 15.10%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 062203285
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Moundville Q3 2026 call report, filed October 20, 2026 (preliminary)
- Holding company
- MOUNDVILLE BANCSHARES, INC.
- Asset rank in state
- 72nd of 93 in Alabama
Problem loans are rising at Bank of Moundville. It reported $145 million in assets at June 30, 2026, up 6.7% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 5.45% of loans from 0.24% a year earlier. It earns about $0.39 a year on every $100 of assets, about a third the median of $1.28 for the 2,627 banks with $100 million to $1 billion in assets. It also keeps 2.62 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.96 cents).
Paper losses on its bond portfolio are shrinking: unrealized losses of $7.0 million equal 32% of Tier 1 capital, down from 40% a year earlier. Net income for the quarter slipped 24% from a year earlier, to $139,000. Credit is the area to watch: it carries problem assets equal to 19.1% of the capital and reserves that would absorb them, 7.2 times the median of 2.7% for banks its size.
As of June 30, 2026, Bank of Moundville reported a return on assets of 0.39%, a nonperforming-loan ratio of 5.45% and a Texas ratio of 19.08%. The figures come from its call report filed with the FFIEC.
Bank of Moundville ranks as the 72nd largest of the 93 banks based in Alabama, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 4.4% to $144.6M, loans rose 2.5% and deposits rose 4.9%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 32.9% of total loans, followed by commercial and industrial loans at 27.4%. The FDIC Summary of Deposits lists a single office for it, in Moundville, AL. Judged on its Q2 2026 call report, Bank of Moundville meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 319 Market St, Moundville, AL 35474
- County
- Hale
- Metro Area
- Tuscaloosa, AL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- September 17, 1907
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 14
- Domestic deposits
- $127.8M
- Allowance for credit losses
- $599K
- Net charge-offs (YTD)
- $11K
- Average total assets
- $144.0M
- Average total loans
- $57.7M
- Average interest-bearing deposits
- $96.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 9057
- Fed RSSD
- 586335
- Website
- www.bankofmoundville.com →
- Parent Holding Company
- MOUNDVILLE BANCSHARES, INC. (RSSD 2317690)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Moundville reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Bank of Moundville's total assets moved between a low of $117.2M (Q4 2024) and a high of $144.6M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$144.6M total assets against $135.5M; $128.4M total liabilities against $120.8M.
$58.2M net loans and leases against $55.1M; $127.8M total deposits against $120.3M.
$58.7M securities against $54.6M; $22.0M cash and balances due against $20.2M.
$1.5M total interest income against $1.4M; $604K total interest expense against $576K.
$887K net interest income against $850K.
$81K total noninterest income against $76K; $777K total noninterest expense against $686K.
$20K provision for credit losses against $21K.
$139K net income against $182K.
0.39% return on assets against 0.55%; 2.62% net interest margin against 2.66%.
15.10% tier 1 leverage ratio against 16.18%.
Inside the full Bank of Moundville terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Bank of Moundville rankings
Its closest position to the top of a national ranking is 191 of 3,640, for Texas Ratio; its furthest is 3,343 of 3,611, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.32% (Q3 2024) to 1.38% (Q4 2024) and its net interest margin ran from 2.58% (Q3 2024) to 2.69% (Q4 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.10% | 0.39% | 5.45% | 19.08% | 2.62% |
| Q1 2026 | 15.71% | 0.39% | 5.11% | 17.48% | 2.66% |
| Q4 2025 | 16.07% | 0.36% | 5.10% | 17.59% | 2.65% |
| Q3 2025 | 16.18% | 0.47% | 0.10% | 0.33% | 2.64% |
| Q2 2025 | 16.18% | 0.55% | 0.24% | 0.88% | 2.66% |
| Q1 2025 | 17.18% | 0.39% | 0.11% | 0.42% | 2.60% |
| Q4 2024 | 17.41% | 1.38% | 0.23% | 0.93% | 2.69% |
| Q3 2024 | 17.12% | 0.32% | 0.02% | 0.08% | 2.58% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Moundville (main office) | Moundville , AL | 35474 | $127.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in AL, rank 96 of 131 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Moundville
What are Bank of Moundville's total assets?
As of the Q2 2026 filing, Bank of Moundville reported total assets of $144.6 million in its FFIEC call report.
Where is Bank of Moundville headquartered?
It is headquartered in Moundville, AL, United States.
When was Bank of Moundville founded?
It was established in 1907, per the FDIC institution directory.
Is Bank of Moundville FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #9057). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Moundville?
Bank of Moundville's primary federal regulator is the FDIC.
How many branches does Bank of Moundville operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Moundville's Texas Ratio?
Its Texas Ratio is 19.08% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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