The American National Bank of Mount Pleasant
Also written as ANB of Mount Pleasant
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Data as of · sourced from FFIEC call reports. How we update
The American National Bank of Mount Pleasant is an FDIC-insured commercial bank headquartered in Mount Pleasant, TX, established in 1979 (FDIC certificate 22942), and it is supervised by the OCC. At Q2 2026 it reported total assets of $144.6M, up 7.2% from Q2 2025, the 285th largest of 346 banks headquartered in Texas. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.82% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 22942
- Headquarters
- Mount Pleasant, TX
- Established
- 1979
- Total assets, Q2 2026
- $144.6M
- Assets vs Q2 2025
- +7.2%
- Tier 1 leverage ratio, Q2 2026
- 12.82%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 111908208
- Latest call report
- Q2 2026, FFIEC 051 · The American National Bank of Mount Pleasant Q3 2026 call report, filed October 23, 2026 (preliminary)
- Holding company
- NORTHEAST TEXAS BANCSHARES, INC.
- Asset rank in state
- 285th of 346 in Texas
The American National Bank of Mount Pleasant earns an unusually wide margin on its lending. Its balance sheet stood at $145 million at June 30, 2026, up 7.2% from a year earlier; it is based in Mount Pleasant, Texas. It keeps 5.17 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 3.96 cents). It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 2.7%).
Its $12 million commercial and industrial book is improving, with 0.26% past due or on nonaccrual, down from 2.40% a year earlier. Earnings fell sharply: quarterly net income of $503,000 was 32% below a year earlier.
As of June 30, 2026, The American National Bank of Mount Pleasant reported a return on assets of 1.36%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 346 banks headquartered in Texas, The American National Bank of Mount Pleasant is the 285th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 0.3% to $144.6M, loans rose 3.5% and deposits fell 0.5%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 32.1% of total loans, followed by commercial and industrial loans at 12.8%. The FDIC Summary of Deposits lists a single office for it, in Mount Pleasant, TX. Judged on its Q2 2026 call report, The American National Bank of Mount Pleasant meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 301 S Madison Ave, Mount Pleasant, TX 75455
- County
- Titus
- Metro Area
- Mount Pleasant, TX
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 31, 1979
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 28
- Domestic deposits
- $130.3M
- Allowance for credit losses
- $1.8M
- Net charge-offs (YTD)
- $17K
- Average total assets
- $148.2M
- Average total loans
- $93.1M
- Average interest-bearing deposits
- $82.6M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 31, 1979
- FDIC Cert
- 22942
- Fed RSSD
- 764067
- Website
- www.anbmp.com →
- Parent Holding Company
- NORTHEAST TEXAS BANCSHARES, INC. (RSSD 4552356)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The American National Bank of Mount Pleasant reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
The American National Bank of Mount Pleasant's total assets moved between a low of $127.6M (Q3 2023) and a high of $144.6M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$144.6M total assets against $134.9M; $130.6M total liabilities against $123.7M.
$91.5M net loans and leases against $86.8M; $130.3M total deposits against $123.3M.
$43.0M securities against $42.4M; $6.9M cash and balances due against $2.1M.
$2.3M total interest income against $2.2M; $499K total interest expense against $518K.
$1.8M net interest income against $1.6M.
$255K total noninterest income against $234K; $1.2M total noninterest expense against $1.1M.
$90K provision for credit losses against $60K.
$503K net income against $738K.
1.36% return on assets against 2.06%; 5.17% net interest margin against 5.03%.
12.82% tier 1 leverage ratio against 12.52%.
Inside the full The American National Bank of Mount Pleasant terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe American National Bank of Mount Pleasant rankings
Its closest position to the top of a national ranking is 1,403 of 3,606, for efficiency ratio; its furthest is 3,581 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.36% (Q2 2026) to 2.06% (Q3 2024) and its net interest margin ran from 4.73% (Q3 2024) to 5.29% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.82% | 1.36% | 0.00% | 0.00% | 5.17% |
| Q1 2026 | 12.50% | 1.60% | 0.07% | 0.41% | 4.96% |
| Q4 2025 | 12.91% | 1.49% | 0.06% | 0.33% | 5.17% |
| Q3 2025 | 12.84% | 1.85% | 0.40% | 5.10% | 5.29% |
| Q2 2025 | 12.52% | 2.06% | 0.33% | 5.21% | 5.03% |
| Q1 2025 | 12.14% | 1.71% | 0.58% | 4.11% | 4.99% |
| Q4 2024 | 12.96% | 1.87% | 0.23% | 1.62% | 4.81% |
| Q3 2024 | 12.49% | 2.06% | 0.02% | 0.12% | 4.73% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The American National Bank of Mount Pleasant | Mount Pleasant , TX | 75455 | $130.3M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- March 28, 2001, OCC: Formal Agreement: The American National Bank of Mount Pleasant
- Period: Most recent institution action March 28, 2001. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in TX, rank 339 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $25K approved, $25K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2005 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The American National Bank of Mount Pleasant
What are The American National Bank of Mount Pleasant's total assets?
As of the Q2 2026 filing, The American National Bank of Mount Pleasant reported total assets of $144.6 million in its FFIEC call report.
Where is The American National Bank of Mount Pleasant headquartered?
It is headquartered in Mount Pleasant, TX, United States.
When was The American National Bank of Mount Pleasant founded?
It was established in 1979, per the FDIC institution directory.
Is The American National Bank of Mount Pleasant FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #22942). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The American National Bank of Mount Pleasant?
The American National Bank of Mount Pleasant's primary federal regulator is the OCC.
How many branches does The American National Bank of Mount Pleasant operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The American National Bank of Mount Pleasant's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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