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The American National Bank of Mount Pleasant: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Loans and leases to core deposits climbed 3.42 percentage points in Q2 2026, from 77.29% to 80.71%. It was the largest change from Q1 2026 among the key lines here. The American National Bank of Mount Pleasant ranks 279th of 346 Texas banks on total deposits, in the lower half at $130.3M (Q2 2026). Against a median of $277.3M for banks in the $100M-1B asset tier, The American National Bank of Mount Pleasant reported $130.3M on total deposits in Q2 2026, 53% lower.

Deposit totals

Deposit totals for The American National Bank of Mount Pleasant, Q2 2026
Line item Q2 2026
Total deposits $130.3M
Domestic office deposits $130.3M
Foreign office deposits —
Deposits to total assets 90.09%
Deposits to total liabilities 99.72%

Deposit composition

Deposit composition for The American National Bank of Mount Pleasant, Q2 2026
Line item Q2 2026
Demand deposits $47.2M
Savings deposits $15.3M
Transaction accounts to domestic deposits 41.46%
Time deposits $37K
Time deposits under $100k $13.5M
Time deposits $100k to $250k $20.4M
Time deposits over $250k $14.6M
Noninterest-bearing share of deposits 36.23%

Stability of funding

Stability of funding for The American National Bank of Mount Pleasant, Q2 2026
Line item Q2 2026
Core deposits $115.6M
Core deposits to total deposits 88.76%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for The American National Bank of Mount Pleasant, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.39%
Interest expense on deposits $499K
Loans and leases to core deposits 80.71%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, The American National Bank of Mount Pleasant, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $121.6M 88.66% 0.00% 2.02%
Q4 2023 $118.2M 87.69% 0.00% 2.46%
Q1 2024 $120.5M 87.28% 0.00% 2.80%
Q2 2024 $122.1M 87.10% 0.00% 2.93%
Q3 2024 $119.6M 87.84% 0.00% 3.01%
Q4 2024 $117.3M 88.04% 0.00% 2.78%
Q1 2025 $123.8M 87.92% 0.00% 2.65%
Q2 2025 $123.3M 89.58% 0.00% 2.62%
Q3 2025 $130.4M 88.94% 0.00% 2.57%
Q4 2025 $127.5M 88.02% 0.00% 2.57%
Q1 2026 $131.0M 89.06% 0.00% 2.45%
Q2 2026 $130.3M 88.76% 0.00% 2.39%

The American National Bank of Mount Pleasant deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The American National Bank of Mount Pleasant profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 22942) · FFIEC NIC profile (RSSD 764067)