The American National Bank of Mount Pleasant: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The American National Bank of Mount Pleasant of Mount Pleasant, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.36% | 1.34% | +0.02% | 56th above |
| ROAE | 15.02% | 13.31% | +1.71% | 66th above |
| Net Interest Margin | 5.17% | 3.93% | +1.24% | 94th top |
| Efficiency Ratio | 56.35% | 61.14% | -4.79% | 65th above |
| PPNR / Avg Assets | 2.33% | 1.68% | +0.65% | 84th top |
| Yield on Earning Assets | 6.61% | 5.67% | +0.94% | 89th top |
| Cost of Funds | 1.54% | 1.88% | -0.34% | 67th above |
| Net Interest Spread | 4.22% | 3.32% | +0.90% | 90th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.16% | -0.13% | 31st below |
| ACL / Total Loans | 1.95% | 1.28% | +0.67% | 93rd top |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
| Provision / NCO | 1058.82% | 1395.56% | -336.74% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.82% | 12.14% | +0.68% | 73rd above |
| Equity / Assets | 9.66% | 11.37% | -1.71% | 39th below |
| TCE / Tangible Assets | 9.66% | 11.09% | -1.43% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 71.63% | 80.64% | -9.01% | 68th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.76% | 86.86% | +1.90% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.17% | 6.85% | +0.32% | 70th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.61% | 7.90% | -2.29% | 52nd above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.62% | 6.29% | -0.67% | 61st above |
See The American National Bank of Mount Pleasant's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The American National Bank of Mount Pleasant, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The American National Bank of Mount Pleasant profile, how to read a UBPR, or how this data updates.