The American National Bank of Mount Pleasant: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 2.80 percentage points in Q2 2026, from 68.83% to 71.63%. It was the largest change from Q1 2026 among the key lines here. Within Texas, The American National Bank of Mount Pleasant is 196th of 345 on return on assets, 1.36% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. The American National Bank of Mount Pleasant sits 0.10 points higher, at 1.36% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.82% |
| Equity capital to assets | 9.66% |
| Tangible equity to tangible assets | 9.66% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.95% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.36% |
| Return on equity | 15.02% |
| Net interest margin | 5.17% |
| Efficiency ratio | 56.35% |
| Yield on earning assets | 6.61% |
| Cost of funds | 1.54% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 71.63% |
| Core deposits to total deposits | 88.76% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.09% |
| Securities to assets | 29.77% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.07% | -1.95% | 4.47% | 0.05% | 0.56% |
| Q4 2023 | 11.59% | 1.99% | 4.83% | 0.05% | 0.03% |
| Q1 2024 | 11.80% | 2.06% | 4.75% | 0.04% | 0.26% |
| Q2 2024 | 12.00% | 1.74% | 4.61% | 0.00% | 0.47% |
| Q3 2024 | 12.49% | 2.06% | 4.73% | 0.00% | 0.26% |
| Q4 2024 | 12.96% | 1.87% | 4.81% | 0.18% | 0.16% |
| Q1 2025 | 12.14% | 1.71% | 4.99% | 0.58% | 0.01% |
| Q2 2025 | 12.52% | 2.06% | 5.03% | 0.32% | 0.16% |
| Q3 2025 | 12.84% | 1.85% | 5.29% | 0.30% | 0.45% |
| Q4 2025 | 12.91% | 1.49% | 5.17% | 0.00% | 0.68% |
| Q1 2026 | 12.50% | 1.60% | 4.96% | 0.00% | 0.04% |
| Q2 2026 | 12.82% | 1.36% | 5.17% | 0.00% | 0.03% |
The American National Bank of Mount Pleasant vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The American National Bank of Mount Pleasant, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The American National Bank of Mount Pleasant profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22942) · FFIEC NIC profile (RSSD 764067)