Bank of Moundville: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Equity capital to average assets, which fell 0.51 percentage points to 11.25%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.10% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $21.7M |
| Tier 1 capital | $21.7M |
| Total risk-based capital | — |
| Total equity capital | $16.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.20% |
| Tangible equity to tangible assets | 11.20% |
| Equity capital to average assets | 11.25% |
| Internal capital growth rate | 3.44% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $478K |
| Common stock surplus | $10.4M |
| Retained earnings | $10.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 15.75% | 9.03% | 9.03% |
| Q4 2023 | 17.65% | 11.18% | 11.18% |
| Q1 2024 | 17.42% | 10.26% | 10.26% |
| Q2 2024 | 17.14% | 11.04% | 11.04% |
| Q3 2024 | 17.12% | 12.17% | 12.17% |
| Q4 2024 | 17.41% | 11.76% | 11.76% |
| Q1 2025 | 17.18% | 11.29% | 11.29% |
| Q2 2025 | 16.18% | 10.82% | 10.82% |
| Q3 2025 | 16.18% | 11.71% | 11.71% |
| Q4 2025 | 16.07% | 12.11% | 12.11% |
| Q1 2026 | 15.71% | 11.68% | 11.68% |
| Q2 2026 | 15.10% | 11.20% | 11.20% |
Bank of Moundville regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Moundville, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Moundville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9057) · FFIEC NIC profile (RSSD 586335)