Bank of Moundville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Moundville of Moundville, AL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.39% | 1.35% | -0.96% | 10th bottom |
| ROAE | 3.44% | 13.32% | -9.88% | 10th bottom |
| Net Interest Margin | 2.62% | 3.93% | -1.31% | 4th bottom |
| Efficiency Ratio | 79.81% | 61.13% | +18.68% | 14th bottom |
| PPNR / Avg Assets | 0.53% | 1.68% | -1.15% | 9th bottom |
| Yield on Earning Assets | 4.39% | 5.67% | -1.28% | 7th bottom |
| Cost of Funds | 1.95% | 1.88% | +0.07% | 40th below |
| Net Interest Spread | 1.91% | 3.32% | -1.41% | 4th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 5.45% | 0.94% | +4.51% | 2nd bottom |
| NPA / Total Assets | 2.22% | 0.70% | +1.52% | 6th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.05% | 0.16% | -0.11% | 26th below |
| ACL / Total Loans | 1.02% | 1.28% | -0.26% | 28th below |
| ACL / NPLs (Coverage) | 18.70% | 1546.35% | -1527.65% | 1st bottom |
| Texas Ratio | 19.08% | 7.34% | +11.74% | 9th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 500.00% | 1395.06% | -895.06% | 73rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.10% | 12.14% | +2.96% | 87th top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.20% | 11.36% | -0.16% | 63rd above |
| TCE / Tangible Assets | 11.20% | 11.08% | +0.12% | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 45.96% | 80.67% | -34.71% | 93rd top |
| Core Deposit Ratio | 83.19% | 86.85% | -3.66% | 25th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.73% | 6.84% | -0.11% | 67th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.57% | 7.92% | -2.35% | 51st above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.22% | 6.29% | -0.07% | 65th above |
See Bank of Moundville's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Moundville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Moundville profile, how to read a UBPR, or how this data updates.