Bank of Moundville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets dropped 2.52 percentage points in Q2 2026, from 43.11% to 40.59%. It was the largest change from Q1 2026 among the key lines here. Within Alabama, Bank of Moundville is 83rd of 93 on return on assets, 0.39% as of Q2 2026, below the middle of the field. Bank of Moundville's return on assets of 0.39% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.87 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.10% |
| Equity capital to assets | 11.20% |
| Tangible equity to tangible assets | 11.20% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 5.45% |
| Non-performing assets ratio | 2.22% |
| Net charge-off ratio | 0.05% |
| Texas ratio | 19.08% |
| Allowance for credit losses to loans | 1.02% |
| Reserve coverage of non-performing loans | 18.70% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.39% |
| Return on equity | 3.44% |
| Net interest margin | 2.62% |
| Efficiency ratio | 79.81% |
| Yield on earning assets | 4.39% |
| Cost of funds | 1.95% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 45.96% |
| Core deposits to total deposits | 83.19% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.41% |
| Securities to assets | 40.59% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 15.75% | -1.65% | 1.94% | 0.03% | 0.03% |
| Q4 2023 | 17.65% | 1.78% | 2.52% | 0.03% | -0.04% |
| Q1 2024 | 17.42% | 0.14% | 2.39% | 0.03% | 0.03% |
| Q2 2024 | 17.14% | 0.46% | 2.46% | 0.03% | 0.18% |
| Q3 2024 | 17.12% | 0.32% | 2.58% | 0.02% | 0.07% |
| Q4 2024 | 17.41% | 1.38% | 2.69% | 0.02% | -1.22% |
| Q1 2025 | 17.18% | 0.39% | 2.60% | 0.09% | 0.09% |
| Q2 2025 | 16.18% | 0.55% | 2.66% | 0.08% | -0.02% |
| Q3 2025 | 16.18% | 0.47% | 2.64% | 0.05% | 0.07% |
| Q4 2025 | 16.07% | 0.36% | 2.65% | 0.03% | 0.06% |
| Q1 2026 | 15.71% | 0.39% | 2.66% | 5.11% | 0.03% |
| Q2 2026 | 15.10% | 0.39% | 2.62% | 5.45% | 0.05% |
Bank of Moundville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Moundville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Moundville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9057) · FFIEC NIC profile (RSSD 586335)