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BanksMorton Community Bank

Morton Community Bank

MORTON, ILLargeEst. Aug 26, 1961FDIC #18429RSSD #825146FDIC
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Morton Community Bank is a community bank chartered in 1961, based in Morton, IL. On its most recent Q1 2026 call report, Morton Community reported $5.3B in total assets against $4.6B in deposits. The bank posts a strong 1.66% ROA and 17.22% ROE. Capital is comfortably above regulatory minimums — CET1 ratio of 14.06% sits well above the 7% well-capitalized threshold. Asset quality is solid — 1.01% nonperforming loans and a 8.41% Texas Ratio. Its footprint covers 50 branches concentrated in Illinois.

Headquarters Profile

Address
721 W Jackson St, MORTON, IL 61550
County
Tazewell
Metro Area
PEORIA, IL
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
9
Established
August 26, 1961
Branches
50 domestic
Employees (FTE)
551
FDIC Cert
18429
Fed RSSD
825146
Assets
$5.3B
Deposits
$4.6B
Loans
$3.5B
Equity
$514M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3114.06%1.66%1.01%8.41%3.34%
2025-12-3113.93%1.67%0.88%7.12%3.35%
2025-09-3013.45%1.55%0.80%8.02%3.18%
2025-06-3012.93%1.48%0.86%9.84%3.04%
2025-03-3113.39%1.34%0.95%9.83%2.92%
2024-12-3112.81%1.15%0.96%11.56%2.92%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC
  3. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  4. Participated in Absorption/Consolidation/Merger
    FDIC
  5. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  6. Participated in Absorption/Consolidation/Merger
    FDIC
  7. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  8. Participated in Absorption/Consolidation/Merger
    FDIC
  9. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  10. Participated in Absorption/Consolidation/Merger
    FDIC
  11. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  12. Participated in Absorption/Consolidation/Merger
    FDIC
  13. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  14. Participated in Absorption/Consolidation/Merger
    FDIC
  15. Structure Change
    Failure, Government Assistance Provided
    FFIEC NIC
  16. Participated in FDIC Assisted Merger
    FDIC
  17. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  18. Participated in Absorption/Consolidation/Merger
    FDIC
  19. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  20. Participated in Absorption/Consolidation/Merger
    FDIC
  21. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  22. Participated in Absorption/Consolidation/Merger
    FDIC
  23. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  24. Participated in Absorption/Consolidation/Merger
    FDIC
  25. Participated in Absorption/Consolidation/Merger
    FDIC
  26. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 26 events.

Frequently asked about Morton Community Bank

What are Morton Community Bank's total assets?

As of the Q1 2026 filing, Morton Community Bank reported total assets of $5.28 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Morton Community Bank headquartered?

Morton Community Bank is headquartered in MORTON, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Morton Community Bank founded?

Morton Community Bank was established in 1961, per the FDIC institution directory.

Is Morton Community Bank FDIC-insured?

Yes. Morton Community Bank is an FDIC-insured commercial bank (FDIC Certificate #18429). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Morton Community Bank?

Morton Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Morton Community Bank's CET1 capital ratio?

Morton Community Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.06% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Morton Community Bank operate?

Morton Community Bank operates 50 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Morton Community Bank's Texas Ratio?

Morton Community Bank's Texas Ratio is 8.41% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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