Beverly Bank & Trust Company, N.A.
Also written as BB&T
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Data as of · sourced from FFIEC call reports. How we update
Beverly Bank & Trust Company, N.A. is an FDIC-insured commercial bank headquartered in Chicago, IL, supervised by the OCC, with $2.69B in total assets at Q2 2026, up 4.6% from Q2 2025, the 28th largest of 319 banks headquartered in Illinois. It was established in 2004 and holds FDIC certificate 57701. Its CET1 capital ratio was 11.43% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 57701
- Headquarters
- Chicago, IL
- Established
- 2004
- Total assets, Q2 2026
- $2.69B
- Assets vs Q2 2025
- +4.6%
- CET1 ratio, Q2 2026
- 11.43%
- Domestic offices
- 8 · Beverly Bank & Trust Company, N.A. branches FDIC institution directory, current count
- Routing number
- 071026356
- Safety and soundness
- Is Beverly Bank & Trust Company, N.A. safe?
- Latest call report
- Q2 2026, FFIEC 041 · Beverly Bank & Trust Company, N.A. call report
- Holding company
- WINTRUST FINANCIAL CORPORATION
- Asset rank in state
- 28th of 319 in Illinois
Beverly Bank & Trust Company, N.A. operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $2.7 billion at June 30, 2026, up 4.6% from a year earlier; it is based in Chicago, Illinois. It holds common equity equal to 11.43% of its risk-weighted assets, lower than about three-quarters of the 880 banks with $1 billion to $10 billion in assets (median 13.50%). It also grew its loan book 0.4% over the year, a small fraction of the median of 6.0% for banks its size.
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.40% of loans from 0.67%. Deposits are coming in faster than loans: over the year loans rose 0.4% and deposits rose 4.0%.
As of June 30, 2026, Beverly Bank & Trust Company, N.A. reported a CET1 capital ratio of 11.43%, a return on assets of 1.39%, a nonperforming-loan ratio of 0.40% and a Texas ratio of 3.57%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Beverly Bank & Trust Company, N.A. is the 28th largest of the 319 banks headquartered in Illinois. From Q1 2026 to Q2 2026, its total assets rose 1.3% to $2.69B, loans rose 0.1% and deposits rose 0.5%. Commercial and industrial loans made up 46.1% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 13.5%. The FDIC Summary of Deposits lists 8 offices for it, in Chicago, IL, Oak Lawn, IL and Evergreen Park, IL; its Chicago 6 offices book 75% of its branch deposits. By the capital ratios in its Q2 2026 call report, Beverly Bank & Trust Company, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 10258 S Western Ave, Chicago, IL 60643
- County
- Cook
- Metro Area
- Chicago-Naperville-Elgin, IL-IN
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- April 1, 2004
- Domestic offices
- 8 FDIC institution directory, current count
- Employees (FTE)
- 209
- Domestic deposits
- $2.27B
- Allowance for credit losses
- $13.7M
- Net charge-offs (YTD)
- $3.0M
- Average total assets
- $2.61B
- Average total loans
- $2.04B
- Average interest-bearing deposits
- $1.81B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- April 1, 2004
- FDIC Cert
- 57701
- Fed RSSD
- 3216017
- SEC CIK
- 1015328 → filed by WINTRUST FINANCIAL CORPORATION
- Website
- www.thebeverlybank.com →
- Parent Holding Company
- WINTRUST FINANCIAL CORPORATION (RSSD 2260406) · WTFC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Timothy Crane | CEO | PRESIDENT & CEO |
| Thomas P Zidar | CHR | CHAIRMAN SR MKT HD WEALTH -MTG |
| David L Stoehr | CFO | CHIEF FINANCIAL OFFICER |
| David A Dykstra | COO | VICE CHAIRMAN AND COO |
| Kathleen M Boege | GC | EVP, CHIEF LEGAL OFC, AND SEC |
| James V Lentino | CRO | SVP and Chief Risk Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Beverly Bank & Trust Company, N.A.'s total assets ranged from $2.21B (Q3 2023) to $2.69B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$2.69B total assets against $2.57B; $2.43B total liabilities against $2.31B.
$2.06B net loans and leases against $2.04B; $2.27B total deposits against $2.18B.
$402.3M securities against $291.4M; $126.3M cash and balances due against $120.2M.
$35.1M total interest income against $35.7M; $12.2M total interest expense against $13.5M.
$23.0M net interest income against $22.2M.
$12.2M total noninterest income against $10.9M; $21.7M total noninterest expense against $20.1M.
$1.1M provision for credit losses against $1.3M.
$9.0M net income against $8.5M.
1.39% return on assets against 1.37%; 3.65% net interest margin against 3.68%.
11.43% CET1 capital ratio against 11.19%; 9.91% tier 1 leverage ratio against 10.09%.
Inside the full Beverly Bank & Trust Company, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBeverly Bank & Trust Company, N.A. rankings
Its closest position to the top of a national ranking is 468 of 4,196, for total assets; its furthest is 1,861 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.09% (Q4 2024) to 1.93% (Q1 2026) and its net interest margin ran from 3.59% (Q3 2025) to 3.73% (Q1 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.43% | 1.39% | 0.40% | 3.57% | 3.65% |
| Q1 2026 | 11.80% | 1.93% | 0.35% | 3.11% | 3.67% |
| Q4 2025 | 11.83% | 1.92% | 0.41% | 3.57% | 3.72% |
| Q3 2025 | 11.51% | 1.10% | 0.46% | 3.91% | 3.59% |
| Q2 2025 | 11.19% | 1.37% | 0.67% | 5.67% | 3.68% |
| Q1 2025 | 11.15% | 1.55% | 0.62% | 5.23% | 3.73% |
| Q4 2024 | 11.56% | 1.09% | 0.52% | 4.40% | 3.61% |
| Q3 2024 | 11.51% | 1.28% | 0.44% | 4.02% | 3.64% |
Swipe the table sideways to see every column.
Branch Network
View all 8 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Beverly Bank & Trust Company, N.A. (main office) | Chicago , IL | 60643 | $1.20B |
| Oak Lawn Bank and Trust Branch | Oak Lawn , IL | 60453 | $446.9M |
| Hyde Park Branch | Chicago , IL | 60615 | $297.3M |
| First National Bank of Evergreen Park Branch | Evergreen Park , IL | 60805 | $123.4M |
| Pullman Bank & Trust Company Branch | Chicago , IL | 60643 | $83.4M |
| 57th Street Branch | Chicago , IL | 60637 | $65.6M |
| Brighton Park Branch | Chicago , IL | 60632 | $52.1M |
| South Side Community Bank Branch | Chicago , IL | 60637 | $6.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 13, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 12, 2012 | Structure Change | Acquired Hyde Park Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- None against the institution on file; 3 against individuals associated with it
- Period: Most recent action August 15, 2011. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.3% of deposits in IL, rank 38 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 98 applications, 65 loans originated, $47.1M originated, across 10 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 8 loans, $2.5M approved, $309K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Beverly Bank & Trust Company, N.A.
What are Beverly Bank & Trust Company, N.A.'s total assets?
As of the Q2 2026 filing, Beverly Bank & Trust Company, N.A. reported total assets of $2.69 billion in its FFIEC call report.
Where is Beverly Bank & Trust Company, N.A. headquartered?
It is headquartered in Chicago, IL, United States.
When was Beverly Bank & Trust Company, N.A. founded?
It was established in 2004, per the FDIC institution directory.
Is Beverly Bank & Trust Company, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57701). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Beverly Bank & Trust Company, N.A.?
Beverly Bank & Trust Company, N.A.'s primary federal regulator is the OCC.
What is Beverly Bank & Trust Company, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.43% in its Q2 2026 call report, above regulatory requirements.
How many branches does Beverly Bank & Trust Company, N.A. operate?
It operates 8 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Beverly Bank & Trust Company, N.A.'s Texas Ratio?
Its Texas Ratio is 3.57% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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