Wintrust Financial Corporation Financials, FR Y-9C Data and Filings
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Wintrust Financial Corporation is a bank holding company based in Illinois with $74.67B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 17 banks that file a call report, the largest being Wintrust Bank, N.A. ($9.57B in assets). Its shares trade under the ticker WTFC, and it files with the SEC under CIK 1015328: see its SEC filings and 8-K events.
Key Financials FR Y-9C, consolidated, as of June 30, 2026
- Total assets
- $74.67B
- Total deposits
- $61.79B
- Total equity
- $7.53B
- Net income (Q2 2026)
- $233.7M
- ROA
- 1.29%
- ROE
- 12.54%
- Net interest margin
- 3.51%
- CET1 ratio
- 10.44%
- Total loans
- $56.08B
- Efficiency ratio
- 53.07%
- Equity / assets
- 10.08%
- Tier 1 leverage ratio
- 9.82%
- Total capital ratio
- 12.44%
- Employees (FTE)
- 5,988
Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.
Bank Subsidiaries 17 banks held directly or through another holding company
| Bank | Charter | State | Total assets (call report) | Share of bank assets | Held through |
|---|---|---|---|---|---|
| Wintrust Bank, N.A. | National Bank | IL | $9.57B | 12.8% | Held directly |
| Lake Forest Bank & Trust Company, N.A. | National Bank | IL | $9.25B | 12.3% | Held directly |
| Hinsdale Bank & Trust Company, N.A. | National Bank | IL | $6.80B | 9.1% | Held directly |
| Northbrook Bank & Trust Company, N.A. | National Bank | IL | $6.37B | 8.5% | Held directly |
| Barrington Bank & Trust Company, N.A. | National Bank | IL | $5.17B | 6.9% | Held directly |
| Wheaton Bank & Trust Company, N.A. | National Bank | IL | $4.79B | 6.4% | Held directly |
| Town Bank, N.A. | National Bank | WI | $4.71B | 6.3% | Held directly |
| Macatawa Bank, N.A. | National Bank | MI | $3.69B | 4.9% | Held directly |
| St. Charles Bank & Trust Company, N.A. | National Bank | IL | $3.69B | 4.9% | Held directly |
| Village Bank & Trust, N.A. | National Bank | IL | $3.63B | 4.8% | Held directly |
| Old Plank Trail Community Bank, N.A. | National Bank | IL | $3.53B | 4.7% | Held directly |
| Libertyville Bank & Trust Company, N.A. | National Bank | IL | $3.34B | 4.5% | Held directly |
| State Bank of the Lakes, N.A. | National Bank | IL | $2.81B | 3.7% | Held directly |
| Beverly Bank & Trust Company, N.A. | National Bank | IL | $2.69B | 3.6% | Held directly |
| Schaumburg Bank & Trust Company, N.A. | National Bank | IL | $2.56B | 3.4% | Held directly |
| Crystal Lake Bank & Trust Company, N.A. | National Bank | IL | $2.26B | 3.0% | Held directly |
| Wintrust Private Trust Company, N.A. | Bank | IL | $139.1M | 0.2% | Lake Forest Bank & Trust Company, N.A. |
Questions About Wintrust Financial Corporation
What are Wintrust Financial Corporation's total assets?
Wintrust Financial Corporation reported $74.67B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.
How many banks does Wintrust Financial Corporation own?
Wintrust Financial Corporation owns 17 banks that file a call report: Wintrust Bank, N.A., Lake Forest Bank & Trust Company, N.A., Hinsdale Bank & Trust Company, N.A., and 14 others.
Who owns Wintrust Bank, N.A.?
Wintrust Bank, N.A. is owned by Wintrust Financial Corporation. The bank reported $9.57B in total assets on its latest call report.
Where can I find Wintrust Financial Corporation's FR Y-9C?
Wintrust Financial Corporation files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 2260406. This page summarizes the FR Y-9C for Q2 2026.
Does Wintrust Financial Corporation file with the SEC?
Yes. Wintrust Financial Corporation files with the SEC under Central Index Key (CIK) 1015328 and trades under the ticker WTFC.
Filing Details fiscal year and SEC registration
- Fiscal year end
- December 31
- Ticker
- WTFC
- SEC CIK
- 1015328
- SEC filings
- Filings and 8-K events
Organization Map select + to expand a subsidiary's own holdings
- Wintrust Financial CorporationHolding Company IL RSSD 2260406$74.67B
- National Bank IL RSSD 2239288$9.57B
- National Bank IL RSSD 1917301$9.25B
- National Bank IL RSSD 2119773$6.80B
- National Bank IL RSSD 2938198$6.37B
- National Bank IL RSSD 2508751$5.17B
- National Bank IL RSSD 2044811$4.79B
- National Bank WI RSSD 2693264$4.71B
- National Bank MI RSSD 2634351$3.69B
- National Bank IL RSSD 428547$3.69B
- National Bank IL RSSD 2298995$3.63B
- National Bank IL RSSD 3404207$3.53B
- National Bank IL RSSD 2339795$3.34B
- National Bank IL RSSD 595430$2.81B
- National Bank IL RSSD 3216017$2.69B
- National Bank IL RSSD 2970657$2.56B
- National Bank IL RSSD 2624400$2.26B
- Community Financial Shares Statutory Trust IINonbank Subsidiary IL RSSD 3613803
- Nonbank Subsidiary IL RSSD 5334894
- First Northwest Capital Trust INonbank Subsidiary IL RSSD 3278453
- Northview Capital Trust INonbank Subsidiary IL RSSD 3221824
- Suburban Illinois Capital Trust IINonbank Subsidiary IL RSSD 3729478
- Town Bankshares Capital Trust INonbank Subsidiary WI RSSD 3226539
- Nonbank Subsidiary IL RSSD 3119677
- Wintrust Capital Trust IIINonbank Subsidiary IL RSSD 3188383
- Wintrust Capital Trust IXNonbank Subsidiary IL RSSD 3474433
- Wintrust Capital Trust VINonbank Subsidiary IL RSSD 3315992
- Wintrust Capital Trust VIINonbank Subsidiary IL RSSD 3315965
- Wintrust Capital Trust VIIINonbank Subsidiary IL RSSD 3375437
- Wintrust Statutory Trust IVNonbank Subsidiary IL RSSD 3234673
- Wintrust Statutory Trust VNonbank Subsidiary IL RSSD 3269022
-
Direct Subsidiaries 30 active direct subsidiaries
| Entity | Type | State | Total Assets | Share of bank subsidiary assets |
|---|---|---|---|---|
| Wintrust Bank, N.A. · 2239288 | National Bank | IL | $9.57B | 12.8% |
| Lake Forest Bank & Trust Company, N.A. · 1917301 | National Bank | IL | $9.25B | 12.4% |
| Hinsdale Bank & Trust Company, N.A. · 2119773 | National Bank | IL | $6.80B | 9.1% |
| Northbrook Bank & Trust Company, N.A. · 2938198 | National Bank | IL | $6.37B | 8.5% |
| Barrington Bank & Trust Company, N.A. · 2508751 | National Bank | IL | $5.17B | 6.9% |
| Wheaton Bank & Trust Company, N.A. · 2044811 | National Bank | IL | $4.79B | 6.4% |
| Town Bank, N.A. · 2693264 | National Bank | WI | $4.71B | 6.3% |
| Macatawa Bank, N.A. · 2634351 | National Bank | MI | $3.69B | 4.9% |
| St. Charles Bank & Trust Company, N.A. · 428547 | National Bank | IL | $3.69B | 4.9% |
| Village Bank & Trust, N.A. · 2298995 | National Bank | IL | $3.63B | 4.8% |
| Old Plank Trail Community Bank, N.A. · 3404207 | National Bank | IL | $3.53B | 4.7% |
| Libertyville Bank & Trust Company, N.A. · 2339795 | National Bank | IL | $3.34B | 4.5% |
| State Bank of the Lakes, N.A. · 595430 | National Bank | IL | $2.81B | 3.8% |
| Beverly Bank & Trust Company, N.A. · 3216017 | National Bank | IL | $2.69B | 3.6% |
| Schaumburg Bank & Trust Company, N.A. · 2970657 | National Bank | IL | $2.56B | 3.4% |
| Crystal Lake Bank & Trust Company, N.A. · 2624400 | National Bank | IL | $2.26B | 3.0% |
| Community Financial Shares Statutory Trust II · 3613803 | Nonbank Subsidiary | IL | — | — |
| Elektra Holding Company, LLC · 5334894 | Nonbank Subsidiary | IL | — | — |
| First Northwest Capital Trust I · 3278453 | Nonbank Subsidiary | IL | — | — |
| Northview Capital Trust I · 3221824 | Nonbank Subsidiary | IL | — | — |
| Suburban Illinois Capital Trust II · 3729478 | Nonbank Subsidiary | IL | — | — |
| Town Bankshares Capital Trust I · 3226539 | Nonbank Subsidiary | WI | — | — |
| Wayne Hummer Asset Management Company · 3119677 | Nonbank Subsidiary | IL | — | — |
| Wintrust Capital Trust III · 3188383 | Nonbank Subsidiary | IL | — | — |
| Wintrust Capital Trust IX · 3474433 | Nonbank Subsidiary | IL | — | — |
| Wintrust Capital Trust VI · 3315992 | Nonbank Subsidiary | IL | — | — |
| Wintrust Capital Trust VII · 3315965 | Nonbank Subsidiary | IL | — | — |
| Wintrust Capital Trust VIII · 3375437 | Nonbank Subsidiary | IL | — | — |
| Wintrust Statutory Trust IV · 3234673 | Nonbank Subsidiary | IL | — | — |
| Wintrust Statutory Trust V · 3269022 | Nonbank Subsidiary | IL | — | — |
Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.
Regulator records: FFIEC NIC profile (RSSD 2260406)