Beverly Bank & Trust Company, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Beverly Bank & Trust Company, N.A. of Chicago, IL against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.39% | 1.46% | -0.07% | 59th above |
| ROAE | 13.46% | 12.69% | +0.77% | 59th above |
| Net Interest Margin | 3.65% | 3.85% | -0.20% | 46th below |
| Efficiency Ratio | 61.51% | 57.40% | +4.11% | 40th below |
| PPNR / Avg Assets | 2.07% | 1.88% | +0.19% | 72nd above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.58% | 5.72% | -0.14% | 53rd above |
| Cost of Funds | 2.09% | 2.02% | +0.07% | 45th below |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 3.12% | 3.18% | -0.06% | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.34% | 1.00% | -0.66% | 70th above |
| NPA / Total Assets | 0.31% | 0.76% | -0.45% | 64th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.43% | -0.36% | 36th below |
| ACL / Total Loans | 0.66% | 1.31% | -0.65% | 8th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 195.54% | 564.75% | -369.21% | 54th above |
| Texas Ratio | 3.71% | 7.39% | -3.68% | 60th above |
| Provision / NCO | 79.40% | 619.21% | -539.81% | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.43% | 17.34% | -5.91% | 16th bottom |
| Tier 1 Ratio | 11.43% | 17.37% | -5.94% | 16th bottom |
| Total Capital Ratio | 12.10% | 18.43% | -6.33% | 10th bottom |
| Leverage Ratio | 9.91% | 11.44% | -1.53% | 34th below |
| Equity / Assets | 9.86% | 11.34% | -1.48% | 40th below |
| TCE / Tangible Assets | 9.44% | 10.50% | -1.06% | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.05% | 86.95% | +4.10% | 41st below |
| Core Deposit Ratio | 79.91% | 85.56% | -5.65% | 20th bottom |
| Uninsured Deposit Ratio | 27.51% | 33.13% | -5.62% | 62nd above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.64% | 5.70% | -1.06% | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.58% | 9.68% | -5.10% | 46th below |
| Loan Growth (Y/Y) | 0.42% | 8.07% | -7.65% | 19th bottom |
| Deposit Growth (Y/Y) | 4.04% | 7.88% | -3.84% | 44th below |
See Beverly Bank & Trust Company, N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Beverly Bank & Trust Company, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Beverly Bank & Trust Company, N.A. profile, how to read a UBPR, or how this data updates.