Ameriprise Bank, FSB
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Data as of · sourced from FFIEC call reports. How we update
Ameriprise Bank, FSB is an FDIC-insured savings institution headquartered in Minneapolis, MN, established in 2006 (FDIC certificate 58303), and it is supervised by the OCC. At Q2 2026 it reported total assets of $25.48B, up 6.1% from Q2 2025, the largest of 221 banks headquartered in Minnesota. Its CET1 capital ratio was 30.38% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 58303
- Headquarters
- Minneapolis, MN
- Established
- 2006
- Total assets, Q2 2026
- $25.48B
- Assets vs Q2 2025
- +6.1%
- CET1 ratio, Q2 2026
- 30.38%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 091071640
- Latest call report
- Q2 2026, FFIEC 041 · Ameriprise Bank, FSB call report
- Holding company
- AMERIPRISE FINANCIAL, INC.
- Asset rank in state
- 1st of 221 in Minnesota
Ameriprise Bank, FSB is one of the more profitable banks of its size. The Minneapolis, Minnesota bank had $25.5 billion in assets at June 30, 2026, up 6.1% from a year earlier. It earns about $3.04 a year on every $100 of assets, 2.3 times the median of $1.32 for the 127 banks with $10 billion to $100 billion in assets. It also pays an average of 0.21% on its deposits and borrowings, a small fraction of the median of 1.92% for banks its size. A wide margin does most of the work: it keeps 4.44 cents of net interest income on every dollar of earning assets.
Unrealized losses on its securities total $520 million, equal to 28% of Tier 1 capital, against 28% a year earlier. Where it has less room is capital: it funds 7.38% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.25%).
As of June 30, 2026, Ameriprise Bank, FSB reported a CET1 capital ratio of 30.38%, a return on assets of 3.04%, a nonperforming-loan ratio of 0.18% and a Texas ratio of 0.32%. The figures come from its call report filed with the FFIEC.
Of the 221 banks headquartered in Minnesota, Ameriprise Bank, FSB is the largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 0.1% to $25.48B, loans rose 14.9% and deposits rose 0.7%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 41.0% of total loans, followed by other revolving consumer credit at 38.4%. Its 2 offices in the FDIC Summary of Deposits are in Minneapolis, MN. By the capital ratios in its Q2 2026 call report, Ameriprise Bank, FSB meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 901 3rd Avenue South, Minneapolis, MN 55402
- County
- Hennepin
- Metro Area
- Minneapolis-St. Paul-Bloomington, MN-WI
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- —
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- September 14, 2006
- Former names
- Ameriprise National Trust Bank (2013-2019)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 186
- Domestic deposits
- $23.94B
- Allowance for credit losses
- $12.1M
- Net charge-offs (YTD)
- $1.4M
- Average total assets
- $25.56B
- Average total loans
- $2.46B
- Average interest-bearing deposits
- $23.56B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- September 14, 2006
- FDIC Cert
- 58303
- Fed RSSD
- 3470239
- Website
- www.ameriprise.com →
- Parent Holding Company
- AMERIPRISE FINANCIAL, INC. (RSSD 2433312)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Ameriprise Bank, FSB's total assets ran between $21.69B (Q3 2023) and $25.51B (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$25.48B total assets against $24.01B; $23.99B total liabilities against $22.54B.
$2.62B net loans and leases against $1.52B; $23.94B total deposits against $22.50B.
$20.10B securities against $19.76B; $2.48B cash and balances due against $2.46B.
$293.6M total interest income against $285.4M; $12.6M total interest expense against $15.7M.
$281.0M net interest income against $269.7M.
$4.7M total noninterest income against $4.1M; $29.7M total noninterest expense against $26.5M.
$1.7M provision for credit losses against $796K.
$194.0M net income against $189.3M.
3.04% return on assets against 3.10%; 4.44% net interest margin against 4.46%.
30.38% CET1 capital ratio against 34.90%; 7.38% tier 1 leverage ratio against 7.62%.
Inside the full Ameriprise Bank, FSB terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAmeriprise Bank, FSB rankings
Its closest position to the top of a national ranking is 2 of 3,606, for efficiency ratio; its furthest is 975 of 980, for uninsured deposits.
Metric pages for Ameriprise Bank, FSB: ROA, CET1 ratio, Efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 2.95% (Q4 2024) to 3.10% (Q2 2025) and its net interest margin ran from 4.25% (Q4 2024) to 4.49% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 30.38% | 3.04% | 0.18% | 0.32% | 4.44% |
| Q1 2026 | 31.18% | 3.05% | 0.18% | 0.27% | 4.40% |
| Q4 2025 | 32.63% | 3.05% | 0.17% | 0.21% | 4.43% |
| Q3 2025 | 35.27% | 3.09% | 0.16% | 0.17% | 4.43% |
| Q2 2025 | 34.90% | 3.10% | 0.17% | 0.17% | 4.46% |
| Q1 2025 | 33.44% | 2.98% | 0.18% | 0.19% | 4.34% |
| Q4 2024 | 33.88% | 2.95% | 0.19% | 0.23% | 4.25% |
| Q3 2024 | 35.55% | 3.09% | 0.15% | 0.13% | 4.49% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ameriprise Bank, FSB (main office) | Minneapolis , MN | 55402 | $23.94B |
| Third Avenue Branch | Minneapolis , MN | 55402 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 7.5% of deposits in MN, rank 3 of 277 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Consumer complaints
- 5 complaints in the last 3 full quarters. Raw counts, not adjusted for size
- Period: 2024-Q1 to 2026-Q2. Source: CFPB consumer complaint database.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Ameriprise Bank, FSB
What are Ameriprise Bank, FSB's total assets?
As of the Q2 2026 filing, Ameriprise Bank, FSB reported total assets of $25.48 billion in its FFIEC call report.
Where is Ameriprise Bank, FSB headquartered?
It is headquartered in Minneapolis, MN, United States.
When was Ameriprise Bank, FSB founded?
It was established in 2006, per the FDIC institution directory.
Is Ameriprise Bank, FSB FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #58303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Ameriprise Bank, FSB?
Ameriprise Bank, FSB's primary federal regulator is the OCC.
What is Ameriprise Bank, FSB's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 30.38% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Ameriprise Bank, FSB operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Ameriprise Bank, FSB's Texas Ratio?
Its Texas Ratio is 0.32% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Ameriprise Bank, FSB previously called?
The charter now named Ameriprise Bank, FSB has also operated as Ameriprise National Trust Bank (2013-2019), per FDIC structure-change records.
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