Ameriprise Bank, FSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Ameriprise Bank, FSB of Minneapolis, MN against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.04% | 1.34% | +1.70% | 97th top |
| ROAE | 51.87% | 12.03% | +39.84% | 99th top |
| Net Interest Margin | 4.44% | 3.67% | +0.77% | 89th top |
| Efficiency Ratio | 10.30% | 54.09% | -43.79% | 99th top |
| PPNR / Avg Assets | 4.01% | 1.94% | +2.07% | 96th top |
| Yield on Earning Assets | 4.64% | 5.58% | -0.94% | 10th bottom |
| Cost of Funds | 0.21% | 2.01% | -1.80% | 99th top |
| Net Interest Spread | 4.43% | 2.97% | +1.46% | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.18% | 1.06% | -0.88% | 95th top |
| NPA / Total Assets | 0.02% | 0.76% | -0.74% | 96th top |
| NCO / Avg Loans | 0.11% | 0.36% | -0.25% | 55th above |
| ACL / Total Loans | 0.46% | 1.38% | -0.92% | 8th bottom |
| ACL / NPLs (Coverage) | 257.89% | 209.63% | +48.26% | 78th top |
| Texas Ratio | 0.39% | 10.30% | -9.91% | 96th top |
| Provision / NCO | 159.33% | 107.06% | +52.27% | 82nd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 30.38% | 14.65% | +15.73% | 95th top |
| Tier 1 Ratio | 30.38% | 14.76% | +15.62% | 95th top |
| Total Capital Ratio | 30.57% | 15.99% | +14.58% | 95th top |
| Leverage Ratio | 7.38% | 10.28% | -2.90% | 3rd bottom |
| Equity / Assets | 5.84% | 11.58% | -5.74% | 0th bottom |
| TCE / Tangible Assets | 5.84% | 9.50% | -3.66% | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 10.99% | 84.36% | -73.37% | 98th top |
| Core Deposit Ratio | 100.00% | 86.68% | +13.32% | 98th top |
| Uninsured Deposit Ratio | 1.54% | 39.18% | -37.64% | 99th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.13% | 10.11% | -3.98% | 53rd above |
| Loan Growth (Y/Y) | 71.80% | 9.72% | +62.08% | 98th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.41% | 9.97% | -3.56% | 55th above |
See Ameriprise Bank, FSB's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Ameriprise Bank, FSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Ameriprise Bank, FSB profile, how to read a UBPR, or how this data updates.