Ameriprise Bank, FSB: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 12.4% lower than in Q1 2026, at -$397.0M. On CET1 ratio, Ameriprise Bank, FSB ranks 8th highest among the 161 banks headquartered in Minnesota, at 30.38% (Q2 2026). Ameriprise Bank, FSB's CET1 ratio of 30.38% is well above the 12.96% median for banks in the $10B-100B asset tier, a gap of 17.42 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 30.38% |
| Tier 1 risk-based capital ratio | 30.38% |
| Total risk-based capital ratio | 30.57% |
| Tier 1 leverage ratio | 7.38% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $1.89B |
| Tier 1 capital | $1.89B |
| Total risk-based capital | $1.90B |
| Total equity capital | $1.49B |
| Risk-weighted assets | $6.21B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 5.84% |
| Tangible equity to tangible assets | 5.84% |
| Equity capital to average assets | 5.83% |
| Internal capital growth rate | 7.72% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $1.19B |
| Retained earnings | $699.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$397.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 30.14% | 30.14% | 30.28% | 7.53% | $5.70B |
| Q4 2023 | 31.72% | 31.72% | 31.89% | 7.44% | $5.41B |
| Q1 2024 | 34.78% | 34.78% | 34.96% | 7.41% | $4.95B |
| Q2 2024 | 34.51% | 34.51% | 34.70% | 7.41% | $5.01B |
| Q3 2024 | 35.55% | 35.55% | 35.75% | 7.39% | $4.88B |
| Q4 2024 | 33.88% | 33.88% | 34.06% | 7.35% | $5.20B |
| Q1 2025 | 33.44% | 33.44% | 33.64% | 7.46% | $5.44B |
| Q2 2025 | 34.90% | 34.90% | 35.10% | 7.62% | $5.33B |
| Q3 2025 | 35.27% | 35.27% | 35.47% | 7.74% | $5.31B |
| Q4 2025 | 32.63% | 32.63% | 32.83% | 7.32% | $5.58B |
| Q1 2026 | 31.18% | 31.18% | 31.37% | 7.28% | $5.95B |
| Q2 2026 | 30.38% | 30.38% | 30.57% | 7.38% | $6.21B |
Ameriprise Bank, FSB regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Ameriprise Bank, FSB, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Ameriprise Bank, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58303) · FFIEC NIC profile (RSSD 3470239)