Ameriprise Bank, FSB: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 9.16 percentage points in Q2 2026, from 267.05% to 257.89%. It was the largest change from Q1 2026 among the key lines here. Among 221 Minnesota banks, Ameriprise Bank, FSB sits 4th from the top on return on assets, 3.04% as of Q2 2026. Against a median of 1.30% for banks in the $10B-100B asset tier, Ameriprise Bank, FSB reported 3.04% on return on assets in Q2 2026, 1.74 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 30.38% |
| Tier 1 risk-based capital ratio | 30.38% |
| Total risk-based capital ratio | 30.57% |
| Tier 1 leverage ratio | 7.38% |
| Equity capital to assets | 5.84% |
| Tangible equity to tangible assets | 5.84% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.18% |
| Non-performing assets ratio | 0.02% |
| Net charge-off ratio | 0.11% |
| Texas ratio | 0.39% |
| Allowance for credit losses to loans | 0.46% |
| Reserve coverage of non-performing loans | 257.89% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 3.04% |
| Return on equity | 51.87% |
| Net interest margin | 4.44% |
| Efficiency ratio | 10.30% |
| Yield on earning assets | 4.64% |
| Cost of funds | 0.21% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 10.99% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 93.96% |
| Securities to assets | 78.88% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 30.14% | 30.14% | 30.28% | 7.53% | 3.06% |
| Q4 2023 | 31.72% | 31.72% | 31.89% | 7.44% | 2.97% |
| Q1 2024 | 34.78% | 34.78% | 34.96% | 7.41% | 3.12% |
| Q2 2024 | 34.51% | 34.51% | 34.70% | 7.41% | 3.13% |
| Q3 2024 | 35.55% | 35.55% | 35.75% | 7.39% | 3.09% |
| Q4 2024 | 33.88% | 33.88% | 34.06% | 7.35% | 2.95% |
| Q1 2025 | 33.44% | 33.44% | 33.64% | 7.46% | 2.98% |
| Q2 2025 | 34.90% | 34.90% | 35.10% | 7.62% | 3.10% |
| Q3 2025 | 35.27% | 35.27% | 35.47% | 7.74% | 3.09% |
| Q4 2025 | 32.63% | 32.63% | 32.83% | 7.32% | 3.05% |
| Q1 2026 | 31.18% | 31.18% | 31.37% | 7.28% | 3.05% |
| Q2 2026 | 30.38% | 30.38% | 30.57% | 7.38% | 3.04% |
Ameriprise Bank, FSB vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Ameriprise Bank, FSB, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Ameriprise Bank, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58303) · FFIEC NIC profile (RSSD 3470239)