Ameriprise Bank, FSB: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense climbed 28.6% in Q2 2026, from $9.8M to $12.6M. It was the largest change from Q1 2026 among the key lines here. Within Minnesota, Ameriprise Bank, FSB is 58th of 221 on net interest margin, 4.44% as of Q2 2026, above the middle of the field. Ameriprise Bank, FSB reported 4.44% on net interest margin for Q2 2026, 0.84 points above the 3.60% median for banks in the $10B-100B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.64% |
| Yield on loans | 5.91% |
| Yield on securities | 4.59% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.21% |
| Cost of interest-bearing deposits | 0.21% |
| Cost of interest-bearing liabilities | 0.21% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.44% |
| Yield to cost spread | 4.43% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $36.3M |
| Total interest expense | $12.6M |
| Interest expense on deposits | $12.6M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.75% | 0.41% | 4.37% | 7.13% | 4.58% |
| Q4 2023 | 4.84% | 0.48% | 4.39% | 7.12% | 4.68% |
| Q1 2024 | 4.86% | 0.42% | 4.47% | 7.12% | 4.70% |
| Q2 2024 | 4.91% | 0.44% | 4.51% | 7.03% | 4.75% |
| Q3 2024 | 4.92% | 0.46% | 4.49% | 7.05% | 4.75% |
| Q4 2024 | 4.67% | 0.45% | 4.25% | 6.56% | 4.53% |
| Q1 2025 | 4.62% | 0.31% | 4.34% | 6.35% | 4.53% |
| Q2 2025 | 4.72% | 0.28% | 4.46% | 6.39% | 4.63% |
| Q3 2025 | 4.71% | 0.30% | 4.43% | 6.48% | 4.59% |
| Q4 2025 | 4.65% | 0.24% | 4.43% | 6.10% | 4.61% |
| Q1 2026 | 4.55% | 0.17% | 4.40% | 5.74% | 4.54% |
| Q2 2026 | 4.64% | 0.21% | 4.44% | 5.91% | 4.59% |
Ameriprise Bank, FSB yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Ameriprise Bank, FSB, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Ameriprise Bank, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58303) · FFIEC NIC profile (RSSD 3470239)