Ameriprise Bank, FSB: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
The bank currently ranks second on the Most Efficient US Banks (Lowest Efficiency Ratio) leaderboard. Ameriprise Bank, FSB is an FDIC-insured commercial bank, in the Upper Midwest banking corridor. As of Q2 2026, the bank held approximately $25.5B in total assets and $23.9B in deposits. The bank posts a strong 3.04% ROA and 51.87% ROE. Capital is comfortably above regulatory requirements, CET1 ratio of 30.38% sits well above the 7% level required once the capital conservation buffer is included. Asset quality is pristine, 0.18% NPLs and a 0.39% Texas Ratio. 2 branches make up the footprint.
As of June 30, 2026, Ameriprise Bank, FSB reported a CET1 capital ratio of 30.38%, a return on assets of 3.04%, a nonperforming-loan ratio of 0.18%, a Texas ratio of 0.39%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 901 3rd Avenue South, Minneapolis, MN 55402
- County
- Hennepin
- Metro Area
- Minneapolis-St. Paul-Bloomington, MN-WI
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- —
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- September 14, 2006
- Former names
- Ameriprise National Trust Bank (2013-2019)
- Offices
- 2 domestic
- Employees (FTE)
- 186
- Domestic deposits
- $23.94B
- Allowance for credit losses
- $12.1M
- Net charge-offs (YTD)
- $1.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- September 14, 2006
- FDIC Cert
- 58303
- Fed RSSD
- 3470239
- Website
- www.ameriprise.com →
- Parent Holding Company
- AMERIPRISE FINANCIAL, INC. (RSSD 2433312)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Ameriprise Bank, FSB terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
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How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 30.38% | 3.04% | 0.18% | 0.39% | 4.44% |
| Q1 2026 | 31.18% | 3.05% | 0.18% | 0.34% | 4.40% |
| Q4 2025 | 32.63% | 3.05% | 0.17% | 0.27% | 4.43% |
| Q3 2025 | 35.27% | 3.09% | 0.15% | 0.23% | 4.43% |
| Q2 2025 | 34.90% | 3.10% | 0.16% | 0.23% | 4.46% |
| Q1 2025 | 33.44% | 2.98% | 0.17% | 0.25% | 4.34% |
| Q4 2024 | 33.88% | 2.95% | 0.18% | 0.29% | 4.25% |
| Q3 2024 | 35.55% | 3.09% | 0.13% | 0.18% | 4.49% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ameriprise Bank, FSB (main office) | Minneapolis , MN | 55402 | $23.94B |
| Third Avenue Branch | Minneapolis , MN | 55402 | $0 |
Regulatory record
What the public regulatory sources show for Ameriprise Bank, FSB, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 7.5% of deposits in MN, rank 3 of 279 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- 5 complaints in the last 3 full quarters. Raw counts, not adjusted for size
- Period: 2024-Q1 to 2026-Q2. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Ameriprise Bank, FSB
What are Ameriprise Bank, FSB's total assets?
As of the Q2 2026 filing, Ameriprise Bank, FSB reported total assets of $25.48 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Ameriprise Bank, FSB headquartered?
Ameriprise Bank, FSB is headquartered in Minneapolis, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Ameriprise Bank, FSB founded?
Ameriprise Bank, FSB was established in 2006, per the FDIC institution directory.
Is Ameriprise Bank, FSB FDIC-insured?
Yes. Ameriprise Bank, FSB is an FDIC-insured commercial bank (FDIC Certificate #58303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Ameriprise Bank, FSB?
Ameriprise Bank, FSB's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Ameriprise Bank, FSB's CET1 capital ratio?
Ameriprise Bank, FSB reported a Common Equity Tier 1 (CET1) capital ratio of 30.38% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Ameriprise Bank, FSB operate?
Ameriprise Bank, FSB operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Ameriprise Bank, FSB's Texas Ratio?
Ameriprise Bank, FSB's Texas Ratio is 0.39% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Ameriprise Bank, FSB previously called?
The charter now named Ameriprise Bank, FSB has also operated as Ameriprise National Trust Bank (2013-2019), per FDIC structure-change records.
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