Peoples State Bank of Plainview
Asset quality shifted last quarter — NPLs rose to 1.14% from 0.29% in the prior period. Peoples State Bank of Plainview is a locally rooted FDIC-insured community bank based in Plainview, MN. The Q1 2026 balance sheet stands at $407M in assets, including $287M in loans. Returns are notably above industry norms: 1.66% ROA, 24.46% ROE, and 3.59% NIM. Regulatory capital is solid — 12.95% CET1 and 14.13% total risk-based capital ratio. Asset quality is solid — 1.14% nonperforming loans and a 10.69% Texas Ratio. It operates 6 branches, primarily in Minnesota.
Headquarters Profile
- Address
- 100 4th Ave Se, PLAINVIEW, MN 55964
- County
- Wabasha
- Metro Area
- ROCHESTER, MN
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 11
- Established
- June 29, 1925
- Branches
- 6 domestic
- Employees (FTE)
- 45
- FDIC Cert
- 1100
- Fed RSSD
- 786555
- Website
- www.peoplesstatebank.com →
- Parent Holding Company
- WRZ BANKSHARES, INC. (RSSD 1427640)
Capital & Liquidity
Inside the full Peoples State Bank of Plainview terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Peoples State Bank of Plainview — freeThis is just Peoples State Bank of Plainview's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Peoples State Bank of Plainview rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Similar banks
Compare Peoples State Bank of Plainview with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Peoples State Bank of Plainview
What are Peoples State Bank of Plainview's total assets?
As of the Q1 2026 filing, Peoples State Bank of Plainview reported total assets of $406.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples State Bank of Plainview headquartered?
Peoples State Bank of Plainview is headquartered in PLAINVIEW, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples State Bank of Plainview founded?
Peoples State Bank of Plainview was established in 1925, per the FDIC institution directory.
Is Peoples State Bank of Plainview FDIC-insured?
Yes. Peoples State Bank of Plainview is an FDIC-insured commercial bank (FDIC Certificate #1100). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples State Bank of Plainview?
Peoples State Bank of Plainview's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Peoples State Bank of Plainview's CET1 capital ratio?
Peoples State Bank of Plainview reported a Common Equity Tier 1 (CET1) capital ratio of 12.95% in its most recent quarterly filing — above regulatory minimums.
How many branches does Peoples State Bank of Plainview operate?
Peoples State Bank of Plainview operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Peoples State Bank of Plainview's Texas Ratio?
Peoples State Bank of Plainview's Texas Ratio is 10.69% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Peoples State Bank of Plainview.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required