Peoples State Bank of Hallettsville
Also written as PSB of Hallettsville
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Data as of · sourced from FFIEC call reports. How we update
Peoples State Bank of Hallettsville is an FDIC-insured commercial bank headquartered in Hallettsville, TX, supervised by the FDIC, with $395.6M in total assets at Q2 2026, up 6.8% from Q2 2025, the 179th largest of 346 banks headquartered in Texas. It was established in 1929 and holds FDIC certificate 10719. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.11% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 10719
- Headquarters
- Hallettsville, TX
- Established
- 1929
- Total assets, Q2 2026
- $395.6M
- Assets vs Q2 2025
- +6.8%
- Tier 1 leverage ratio, Q2 2026
- 10.11%
- Domestic offices
- 1 · Peoples State Bank of Hallettsville branches FDIC institution directory, current count
- Routing number
- 113121384
- Safety and soundness
- Is Peoples State Bank of Hallettsville safe?
- Latest call report
- Q2 2026, FFIEC 051 · Peoples State Bank of Hallettsville Q3 2026 call report, filed October 14, 2026 (preliminary)
- Holding company
- BOZKA INVESTMENTS, LTD.
- Asset rank in state
- 179th of 346 in Texas
Peoples State Bank of Hallettsville, based in Hallettsville, Texas, reported $396 million in assets at June 30, 2026, up 6.8% from a year earlier. It keeps 2.34 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 3.96 cents). On the other hand, it holds commercial real estate loans equal to only 13% of its capital, a small fraction of the median of 1.2 times for banks its size.
Earnings jumped: net income for the quarter was $998,000, 51% above the same quarter a year earlier. Over the same year, loans grew 10.8% and deposits grew 6.0%.
As of June 30, 2026, Peoples State Bank of Hallettsville reported a return on assets of 0.99%, a nonperforming-loan ratio of 0.18% and a Texas ratio of 0.81%. The figures come from its call report filed with the FFIEC.
Of the 346 banks headquartered in Texas, Peoples State Bank of Hallettsville is the 179th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 2.9% to $395.6M, loans rose 1.3% and deposits fell 3.7%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 46.8% of total loans, ahead of farmland and other real estate loans at 19.2%. The FDIC Summary of Deposits lists a single office for it, in Hallettsville, TX. By the capital ratios in its Q2 2026 call report, Peoples State Bank of Hallettsville meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 116 E 3rd St, Hallettsville, TX 77964
- County
- Lavaca
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 18, 1929
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 22
- Domestic deposits
- $359.1M
- Allowance for credit losses
- $1.2M
- Net charge-offs (YTD)
- $1K
- Average total assets
- $405.3M
- Average total loans
- $161.5M
- Average interest-bearing deposits
- $300.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 10719
- Fed RSSD
- 530851
- Website
- www.psbhallettsville.com →
- Parent Holding Company
- BOZKA INVESTMENTS, LTD. (RSSD 3584293)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Peoples State Bank of Hallettsville reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Peoples State Bank of Hallettsville's total assets moved between a low of $359.8M (Q2 2024) and a high of $407.5M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$395.6M total assets against $370.4M; $361.1M total liabilities against $340.7M.
$161.8M net loans and leases against $145.9M; $359.1M total deposits against $338.9M.
$137.8M securities against $136.1M; $89.1M cash and balances due against $80.5M.
$4.2M total interest income against $3.9M; $2.0M total interest expense against $2.0M.
$2.2M net interest income against $1.8M.
$78K total noninterest income against $71K; $1.1M total noninterest expense against $1.1M.
No provision recorded in the last 12 quarters.
$998K net income against $662K.
0.99% return on assets against 0.70%; 2.34% net interest margin against 2.05%.
10.11% tier 1 leverage ratio against 10.36%.
Inside the full Peoples State Bank of Hallettsville terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freePeoples State Bank of Hallettsville rankings
Its closest position to the top of a national ranking is 537 of 3,606, for efficiency ratio; its furthest is 2,789 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.57% (Q4 2025) to 0.99% (Q2 2026) and its net interest margin ran from 1.99% (Q3 2024) to 2.34% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.11% | 0.99% | 0.18% | 0.81% | 2.34% |
| Q1 2026 | 9.71% | 0.92% | 0.16% | 0.74% | 2.31% |
| Q4 2025 | 9.89% | 0.57% | 0.03% | 0.15% | 2.17% |
| Q3 2025 | 10.43% | 0.73% | 0.04% | 0.18% | 2.15% |
| Q2 2025 | 10.36% | 0.70% | 0.04% | 0.19% | 2.05% |
| Q1 2025 | 10.01% | 0.76% | 0.04% | 0.20% | 2.05% |
| Q4 2024 | 9.75% | 0.71% | 0.04% | 0.18% | 2.08% |
| Q3 2024 | 10.32% | 0.62% | 0.04% | 0.17% | 1.99% |
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Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Peoples State Bank of Hallettsville (main office) | Hallettsville , TX | 77964 | $359.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in TX, rank 217 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Peoples State Bank of Hallettsville
What are Peoples State Bank of Hallettsville's total assets?
As of the Q2 2026 filing, Peoples State Bank of Hallettsville reported total assets of $395.6 million in its FFIEC call report.
Where is Peoples State Bank of Hallettsville headquartered?
It is headquartered in Hallettsville, TX, United States.
When was Peoples State Bank of Hallettsville founded?
It was established in 1929, per the FDIC institution directory.
Is Peoples State Bank of Hallettsville FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #10719). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples State Bank of Hallettsville?
Peoples State Bank of Hallettsville's primary federal regulator is the FDIC.
How many branches does Peoples State Bank of Hallettsville operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Peoples State Bank of Hallettsville's Texas Ratio?
Its Texas Ratio is 0.81% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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