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BanksTrusttexas Bank, S.S.B.

Trusttexas Bank, S.S.B.

CUERO, TXSmallEst. Jan 1, 1921FDIC #28515RSSD #539872FDIC
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Trusttexas Bank, S.s.b. is a locally rooted FDIC-insured community bank based in Cuero, TX. As of Q1 2026, the bank held approximately $383M in total assets and $377M in deposits. Returns are subdued: 0.21% ROA and 24.44% ROE. Capital cushions are healthy: 18.85% CET1, 8.24% Tier 1 leverage. Credit metrics are in line with industry norms — 0.66% NPL ratio. It operates 6 branches, primarily in Texas.

Headquarters Profile

Address
121 E Courthouse St, CUERO, TX 77954
County
Dewitt
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
January 1, 1921
Branches
6 domestic
Employees (FTE)
56
FDIC Cert
28515
Fed RSSD
539872
Assets
$383M
Deposits
$377M
Loans
$200M
Equity
$3M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3118.85%0.21%0.66%26.79%2.48%
2025-12-3119.56%0.06%0.80%26.39%2.43%
2025-09-3015.39%0.21%0.33%15.27%2.53%
2025-06-3019.80%0.11%0.37%2.57%
2025-03-3119.42%-8.26%0.36%71.88%1.96%
2024-12-3121.63%-0.52%0.36%17.95%1.87%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Trusttexas Bank, S.S.B.

What are Trusttexas Bank, S.S.B.'s total assets?

As of the Q1 2026 filing, Trusttexas Bank, S.S.B. reported total assets of $382.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Trusttexas Bank, S.S.B. headquartered?

Trusttexas Bank, S.S.B. is headquartered in CUERO, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Trusttexas Bank, S.S.B. founded?

Trusttexas Bank, S.S.B. was established in 1921, per the FDIC institution directory.

Is Trusttexas Bank, S.S.B. FDIC-insured?

Yes. Trusttexas Bank, S.S.B. is an FDIC-insured commercial bank (FDIC Certificate #28515). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Trusttexas Bank, S.S.B.?

Trusttexas Bank, S.S.B.'s primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Trusttexas Bank, S.S.B.'s CET1 capital ratio?

Trusttexas Bank, S.S.B. reported a Common Equity Tier 1 (CET1) capital ratio of 18.85% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Trusttexas Bank, S.S.B. operate?

Trusttexas Bank, S.S.B. operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Trusttexas Bank, S.S.B.'s Texas Ratio?

Trusttexas Bank, S.S.B.'s Texas Ratio is 26.79% — within the typical range for US community banks (25–50%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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